Home, Family, Style and Art Ideas

Engagement
22 Ideas for Raw Diamond Engagement Rings

by admin April 4, 2024

by admin April 4, 2024

22 Ideas for Raw Diamond Engagement Rings .Possibly the most clearly noticeable among the 4 Cs is…
Birthday Party Inspirations
Best 30 Teenage Mutant Ninja Turtle Birthday Party

by admin April 4, 2024

by admin April 4, 2024

Best 30 Teenage Mutant Ninja Turtle Birthday Party . Find Birthday Party Product, consisting of Decorations, Favors…
Coloring Pages for Children
21 Best Ideas Cute Baby Dragon Coloring Pages

by admin April 4, 2024

by admin April 4, 2024

21 Best Ideas Cute Baby Dragon Coloring Pages .I am a Fourth Grade Catechist, and also in…
Gifts for Kids
22 Best Gifts for Nerdy Kids

by admin April 3, 2024

by admin April 3, 2024

22 Best Gifts for Nerdy Kids .We ve selected some of the most prominent suggestions in a…
Nail Art
Best 21 Nail Art Coffin Shape

by admin April 3, 2024

by admin April 3, 2024

Best 21 Nail Art Coffin Shape .As soon as the brilliant white shades of summertime have vanished…
Anniversary Quotes
The top 22 Ideas About 20th Wedding Anniversary Quotes

by admin April 3, 2024

by admin April 3, 2024

The top 22 Ideas About 20th Wedding Anniversary Quotes .That doesn’t imply it’s constantly easy to come…
Pizza Recipes
The top 30 Ideas About Costco Pepperoni Pizza

by admin April 3, 2024

by admin April 3, 2024

The top 30 Ideas About Costco Pepperoni Pizza .I enjoy this pizza recipe! When I initially began…
Nail Designs
20 Best Hot Pink and Black Nail Designs

by admin April 2, 2024

by admin April 2, 2024

20 Best Hot Pink and Black Nail Designs .If you are looking for a restrained gel nail…
Coloring Pages For Girls
25 Best Ideas Coloring Pages Powerpuff Girls

by admin April 2, 2024

by admin April 2, 2024

25 Best Ideas Coloring Pages Powerpuff Girls . In this group, you will discover incredible Coloring Pages…
Kitchen Ideas
25 Fantastic Kitchen Cabinet Color Ideas

by admin April 2, 2024

by admin April 2, 2024

25 Fantastic Kitchen Cabinet Color Ideas .A timeless white kitchen is timeless, but it can be a…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?