Home, Family, Style and Art Ideas

Living Room Ideas
21 Perfect Small Space Living Room Designs

by admin April 7, 2024

by admin April 7, 2024

21 Perfect Small Space Living Room Designs .If your living room has access to a lots of…
DIY Craft for Kids Ideas
The Best Diy Kids Party Games

by admin April 7, 2024

by admin April 7, 2024

The Best Diy Kids Party Games . A current study by Dr. Richard Rende exposed that imaginative…
DIY Home Decoration Ideas
22 Ideas for Diy Wedding Decor On A Budget

by admin April 6, 2024

by admin April 6, 2024

22 Ideas for Diy Wedding Decor On A Budget . Besides the reality that doing a DIY…
Best Summer Ideas
The top 21 Ideas About Summer Wreath Diy

by admin April 6, 2024

by admin April 6, 2024

The top 21 Ideas About Summer Wreath Diy .Your floorings need to likewise mirror the color of…
DIY Kit Ideas
23 Best Ideas Diy solar Kits

by admin April 6, 2024

by admin April 6, 2024

23 Best Ideas Diy solar Kits .Lacking different approaches of fire lighting, the Zippo Emergency Situation Fire…
Mothers Day Gift Ideas
Top 30 Last Minute Mother's Day Gift Ideas Homemade

by admin April 6, 2024

by admin April 6, 2024

Top 30 Last Minute Mother&#039;s Day Gift Ideas Homemade .The last thing any type of mom wants…
Coloring Pages For Boys
The Best Coloring Pages for Teen Boys

by admin April 5, 2024

by admin April 5, 2024

The Best Coloring Pages for Teen Boys . Coloring pages the simplest means to calm your youngster.…
Beautiful Nails
20 Of the Best Ideas for Pretty Nails Frankfort Ky

by admin April 5, 2024

by admin April 5, 2024

20 Of the Best Ideas for Pretty Nails Frankfort Ky .Our unique services consist of late evenings,…
Motivational Quotes
Best 30 Daily Motivational Quotes App

by admin April 5, 2024

by admin April 5, 2024

Best 30 Daily Motivational Quotes App .Successful people don’t come to be this way over night. What…
Little Girl Hairstyles
20 Ideas for Little Girl Braids and Beads Hairstyles

by admin April 5, 2024

by admin April 5, 2024

20 Ideas for Little Girl Braids and Beads Hairstyles .Every mommy likes the ease of short hairstyles…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?