Home, Family, Style and Art Ideas

Coloring Pages for Children
Top 21 Kids Coloring Activities

by admin September 14, 2024

by admin September 14, 2024

Top 21 Kids Coloring Activities .Super tinting – free printable coloring pages for youngsters, tinting sheets, cost-free…
Birthday Gift Ideas
The Best 10 Year Old Daughter Birthday Gift Ideas

by admin September 13, 2024

by admin September 13, 2024

The Best 10 Year Old Daughter Birthday Gift Ideas .If you’re when a exceptional birthday present, then…
Halloween Party Ideas
The top 23 Ideas About Invitation Ideas for Halloween Party

by admin September 13, 2024

by admin September 13, 2024

The top 23 Ideas About Invitation Ideas for Halloween Party .Trick-or-treating and drawing together the perfect Halloween…
Mothers Day Gift Ideas
The Best Ideas for Mother's 50th Birthday Gift Ideas

by admin September 13, 2024

by admin September 13, 2024

The Best Ideas for Mother&#039;s 50th Birthday Gift Ideas .The last point any kind of mother wants…
Bedroom Ideas
20 Catchy Shabby Chic Bedroom Curtains

by admin September 13, 2024

by admin September 13, 2024

20 Catchy Shabby Chic Bedroom Curtains .Shabby elegant bed room designs offer your space a comfy, pleasant…
Quotes for Kids
20 Best Ideas Compassion Quotes for Kids

by admin September 12, 2024

by admin September 12, 2024

20 Best Ideas Compassion Quotes for Kids .We typically assume concerning exactly how they talk to grownups…
Prom Hairstyles
Top 21 Prom Hairstyles Half Updos

by admin September 12, 2024

by admin September 12, 2024

Top 21 Prom Hairstyles Half Updos .One wonderful method for the women to do their hair is…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 50 Year Old Woman

by admin September 12, 2024

by admin September 12, 2024

20 Best Birthday Gift Ideas for 50 Year Old Woman . So, if on your own are…
Coloring Pages For Boys
Best 30 Cowboys Football Coloring Pages

by admin September 12, 2024

by admin September 12, 2024

Best 30 Cowboys Football Coloring Pages . Coloring pages the most convenient means to relax your child.…
Women Hairstyles
The Best Ideas for Layered Hairstyles for Black Women

by admin September 11, 2024

by admin September 11, 2024

The Best Ideas for Layered Hairstyles for Black Women .hairstyles of women had actually achieved broad variations…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?