Home, Family, Style and Art Ideas

Kids Room Décor Ideas
The 23 Best Ideas for Cheap Kids Room Decor

by admin April 9, 2024

by admin April 9, 2024

The 23 Best Ideas for Cheap Kids Room Decor .The tones displayed on this website are a…
Backyard Party Ideas
Top 23 Engagement Party Backyard Ideas

by admin April 9, 2024

by admin April 9, 2024

Top 23 Engagement Party Backyard Ideas . Yard parties are essential to summer season. They have actually…
Nail Designs
20 Best Dip Powder Nail Designs

by admin April 8, 2024

by admin April 8, 2024

20 Best Dip Powder Nail Designs .Excellent all set to schedule your next manicure, due to the…
DIY Mask Ideas
23 Ideas for Diy Charcoal Mask with Glue

by admin April 8, 2024

by admin April 8, 2024

23 Ideas for Diy Charcoal Mask with Glue . It’s cool outside, so your skin’s possibly a…
Medium Hairstyles
24 Ideas for Mens Medium Short Hairstyles

by admin April 8, 2024

by admin April 8, 2024

24 Ideas for Mens Medium Short Hairstyles .The razor bordered cut is likewise a funkier look than…
Nail Colors
The Best Kylie Jenner Nail Colors

by admin April 8, 2024

by admin April 8, 2024

The Best Kylie Jenner Nail Colors .Juicy reds are soaring up the design graphes this autumn. Why…
Birthday Gift Ideas
The Best Ideas for Inexpensive Birthday Gift Ideas

by admin April 7, 2024

by admin April 7, 2024

The Best Ideas for Inexpensive Birthday Gift Ideas . So, if on your own are heading through…
Thank You Gift Ideas
21 Best Ideas Thank You Gift Ideas for Wedding Planner

by admin April 7, 2024

by admin April 7, 2024

21 Best Ideas Thank You Gift Ideas for Wedding Planner . Thank you for being the world…
Living Room Ideas
21 Perfect Small Space Living Room Designs

by admin April 7, 2024

by admin April 7, 2024

21 Perfect Small Space Living Room Designs .If your living room has access to a lots of…
DIY Craft for Kids Ideas
The Best Diy Kids Party Games

by admin April 7, 2024

by admin April 7, 2024

The Best Diy Kids Party Games . A current study by Dr. Richard Rende exposed that imaginative…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?