Home, Family, Style and Art Ideas

Baby Quotes
21 Best Quotes for Your Baby Boy

by admin February 2, 2025

by admin February 2, 2025

21 Best Quotes for Your Baby Boy .You understand you re going to have a kid however…
Wedding Dresses
20 Of the Best Ideas for Wedding Dress

by admin February 2, 2025

by admin February 2, 2025

20 Of the Best Ideas for Wedding Dress .Let’s encounter it. The majority of men just can’t…
Coloring Pages For Kids
Top 25 Camping Coloring Pages for Kids

by admin February 2, 2025

by admin February 2, 2025

Top 25 Camping Coloring Pages for Kids . Maintain kids active as well as innovative anywhere, anytime,…
DIY Mask Ideas
23 Ideas for Diy Face Mask Recipe

by admin February 1, 2025

by admin February 1, 2025

23 Ideas for Diy Face Mask Recipe . This moisturizing, personalized DIY sheet mask suggestion from Sarah…
DIY Outdoor Ideas
35 Of the Best Ideas for Easy Diy Outdoor Furniture

by admin February 1, 2025

by admin February 1, 2025

35 Of the Best Ideas for Easy Diy Outdoor Furniture .Summertime is the period for delighting in…
Wedding Dresses
20 Of the Best Ideas for Givenchy Wedding Dress

by admin February 1, 2025

by admin February 1, 2025

20 Of the Best Ideas for Givenchy Wedding Dress .Wedding event outfit budget plans are hardly ever…
Wedding Gifts
24 Of the Best Ideas for Wedding Gifts for attendants

by admin February 1, 2025

by admin February 1, 2025

24 Of the Best Ideas for Wedding Gifts for attendants .You can Send your ideal wishes with…
Best Thanksgiving Ideas
Best 24 Prek Thanksgiving Crafts

by admin January 31, 2025

by admin January 31, 2025

Best 24 Prek Thanksgiving Crafts .Thanksgiving is around the corner, and you have just finished commemorating Halloween;…
Love Quotes
The Best Growing Love Quotes

by admin January 31, 2025

by admin January 31, 2025

The Best Growing Love Quotes . If the love holds true and predestined to be, after that…
Lighting Ideas
22 Insanely Chic Fixer Upper Kitchen Lighting

by admin January 31, 2025

by admin January 31, 2025

22 Insanely Chic Fixer Upper Kitchen Lighting .If you wish to update your food preparation space without…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?