Home, Family, Style and Art Ideas

Beach Wedding
23 Ideas for Beach Wedding Ideas Diy

by admin April 11, 2024

by admin April 11, 2024

23 Ideas for Beach Wedding Ideas Diy .I think a lot of us who plan a coastline…
Gift Basket Ideas
The Best Homemade Holiday Gift Basket Ideas

by admin April 11, 2024

by admin April 11, 2024

The Best Homemade Holiday Gift Basket Ideas . Hi there Jill: when we do gift baskets, we…
DIY Costume Ideas
Best 35 Alvin and the Chipmunks Diy Costume

by admin April 11, 2024

by admin April 11, 2024

Best 35 Alvin and the Chipmunks Diy Costume . Wear this Meme-inspired costume to your Halloween celebration…
Landscape Ideas
23 Inexpensive Terrace Landscape On A Budget

by admin April 11, 2024

by admin April 11, 2024

23 Inexpensive Terrace Landscape On A Budget .The landscape mirrors an incorporated four-fold system of forests, supply…
DIY Craft for Kids Ideas
The 20 Best Ideas for Creative Things to Do with Kids

by admin April 10, 2024

by admin April 10, 2024

The 20 Best Ideas for Creative Things to Do with Kids . Preschoolers can finger paint paper…
Engagement
22 Ideas for 3 Karat Diamond Engagement Ring

by admin April 10, 2024

by admin April 10, 2024

22 Ideas for 3 Karat Diamond Engagement Ring .The method which a ruby is cut will certainly…
Cute Hairstyles
22 Best Ideas Easy Cute Hairstyles

by admin April 10, 2024

by admin April 10, 2024

22 Best Ideas Easy Cute Hairstyles .There are different hair transformation tools online that assures to offer…
Graduation Party Ideas
The Best Party Ideas Graduation High School

by admin April 10, 2024

by admin April 10, 2024

The Best Party Ideas Graduation High School .No matter if you consider on your own an Amazon.com…
Cinco de Mayo Recipes
Best 23 Vegan Cinco De Mayo Recipes

by admin April 9, 2024

by admin April 9, 2024

Best 23 Vegan Cinco De Mayo Recipes .Mexican Torta With Refried Beans and also Guacamole: Commemorate Cinco…
Relationship Quotes
The 30 Best Ideas for Understanding Quotes About Relationships

by admin April 9, 2024

by admin April 9, 2024

The 30 Best Ideas for Understanding Quotes About Relationships . All relationships go with heck, actual relationships…

1
…
108
109
110
111
112
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?