Home, Family, Style and Art Ideas

Best Cinco de Mayo Ideas
Top 22 Cinco De Mayo Office Party

by admin April 13, 2024

by admin April 13, 2024

Top 22 Cinco De Mayo Office Party .Cinco de Mayo is the ideal event for a terrific…
Best St. Patrick Day Ideas
The Best St Patrick's Day Paper Crafts

by admin April 13, 2024

by admin April 13, 2024

The Best St Patrick&#039;s Day Paper Crafts .The Irish aren’t just like the people that Irish Americans…
Birthday Invitation Ideas
Top 25 Mickey Mouse First Birthday Invitation

by admin April 13, 2024

by admin April 13, 2024

Top 25 Mickey Mouse First Birthday Invitation . There are many different methods to celebrate your birthday.…
Mermaid Party Ideas
The top 20 Ideas About Little Mermaid Party Decorations Ideas

by admin April 12, 2024

by admin April 12, 2024

The top 20 Ideas About Little Mermaid Party Decorations Ideas .Mermaids are big with children. In various…
Birthday Party Ideas
The 21 Best Ideas for Ideas for A First Birthday Party

by admin April 12, 2024

by admin April 12, 2024

The 21 Best Ideas for Ideas for A First Birthday Party .1st Birthday Ideas >> Barnyard First…
Life Quotes
The Best Famous Quotes About Life

by admin April 12, 2024

by admin April 12, 2024

The Best Famous Quotes About Life .The objective of life is not to be delighted. It is…
Wedding Decorations
The 22 Best Ideas for Wedding Decor Rentals

by admin April 12, 2024

by admin April 12, 2024

The 22 Best Ideas for Wedding Decor Rentals .As soon as you have actually reserved and arranged…
Beach Wedding
23 Ideas for Beach Wedding Ideas Diy

by admin April 11, 2024

by admin April 11, 2024

23 Ideas for Beach Wedding Ideas Diy .I think a lot of us who plan a coastline…
Gift Basket Ideas
The Best Homemade Holiday Gift Basket Ideas

by admin April 11, 2024

by admin April 11, 2024

The Best Homemade Holiday Gift Basket Ideas . Hi there Jill: when we do gift baskets, we…
DIY Costume Ideas
Best 35 Alvin and the Chipmunks Diy Costume

by admin April 11, 2024

by admin April 11, 2024

Best 35 Alvin and the Chipmunks Diy Costume . Wear this Meme-inspired costume to your Halloween celebration…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?