Home, Family, Style and Art Ideas

Birthday Gift Inspirations
24 Best Ideas Birthday Gifts for 13 Year Old Girl

by admin September 19, 2024

by admin September 19, 2024

24 Best Ideas Birthday Gifts for 13 Year Old Girl .Exactly how to Choose the Perfect Birthday…
Funny Quotes
The Best Funny Patience Quotes

by admin September 18, 2024

by admin September 18, 2024

The Best Funny Patience Quotes . Giggling is a terrific method to release stagnant, heavy, adverse energy.…
Summer Party Ideas
22 Best Summer Party Invitation Ideas

by admin September 18, 2024

by admin September 18, 2024

22 Best Summer Party Invitation Ideas .@[Cozy weather calls for an enjoyable summer event with family and…
Christmas Party Ideas
25 Best Ladies Christmas Party Ideas

by admin September 18, 2024

by admin September 18, 2024

25 Best Ladies Christmas Party Ideas .If you intend to organize the most effective vacation celebration on…
Short Hairstyles
Top 20 Guy Short Hairstyles

by admin September 18, 2024

by admin September 18, 2024

Top 20 Guy Short Hairstyles .Laid-back short hairstyles are carefree, free-flowing, and unstructured. A cute short cut…
Lighting Ideas
22 Antique Bright Kitchen Ceiling Lights

by admin September 17, 2024

by admin September 17, 2024

22 Antique Bright Kitchen Ceiling Lights .Illumination is an easy means to make a large difference in…
Pool Party Ideas
23 Best Pool Party Ideas for 8 Year Olds

by admin September 17, 2024

by admin September 17, 2024

23 Best Pool Party Ideas for 8 Year Olds .You’ll discover all the party products you’ll require,…
Kids Fashion Ideas
24 Ideas for Children Fashion Boots

by admin September 17, 2024

by admin September 17, 2024

24 Ideas for Children Fashion Boots .One can not make them colour their hair or make them…
Kitchen Ideas
20 Awesome Diy Kitchen Remodel Ideas

by admin September 17, 2024

by admin September 17, 2024

20 Awesome Diy Kitchen Remodel Ideas .Optimize your kitchen floor plan for food prep and entertaining by…
DIY Crafts for Kids
22 Ideas for Craft for Children

by admin September 16, 2024

by admin September 16, 2024

22 Ideas for Craft for Children .Allow your budding scientist develop one or all these enjoyable Do…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?