Home, Family, Style and Art Ideas

Rings
21 Ideas for Vera Wang Wedding Rings

by admin April 16, 2024

by admin April 16, 2024

21 Ideas for Vera Wang Wedding Rings .A ring for today and also all of your tomorrows.…
Beef Recipes
Top 21 Cabbage soup with Ground Beef

by admin April 15, 2024

by admin April 15, 2024

Top 21 Cabbage soup with Ground Beef .No matter where life takes you throughout this wonderful world…
Kids Fashion Ideas
The 24 Best Ideas for High Fashion Baby Clothing

by admin April 15, 2024

by admin April 15, 2024

The 24 Best Ideas for High Fashion Baby Clothing .The Ultimate overview to baby clothing Sprucing up…
Anniversary Gift Ideas
20 Best Paper Anniversary Gift Ideas

by admin April 15, 2024

by admin April 15, 2024

20 Best Paper Anniversary Gift Ideas .Please your beloved partner by gifting a gorgeous tailored cake including…
Mermaid Party Ideas
20 Of the Best Ideas for Diy Mermaid Party Ideas

by admin April 15, 2024

by admin April 15, 2024

20 Of the Best Ideas for Diy Mermaid Party Ideas . This mermaid fad has legs. (In…
Best Mothers Day Ideas
The 21 Best Ideas for Last Minute Mother's Day Gifts

by admin April 14, 2024

by admin April 14, 2024

The 21 Best Ideas for Last Minute Mother&#039;s Day Gifts .Maybe you can however, there are choices…
Boys Hairstyle
The 23 Best Ideas for Teen Boys Haircuts

by admin April 14, 2024

by admin April 14, 2024

The 23 Best Ideas for Teen Boys Haircuts .Several different styles are shown on celeb women’ heads.…
Kids Fashion Ideas
Best 24 50s Fashion for Kids

by admin April 14, 2024

by admin April 14, 2024

Best 24 50s Fashion for Kids .When it concerns styling your kid, one can not make them…
Gifts for Kids
22 Best Ideas Best Valentines Gifts for Kids

by admin April 14, 2024

by admin April 14, 2024

22 Best Ideas Best Valentines Gifts for Kids .We ve chosen some of the most preferred suggestions…
Funny Birthday Ideas
The Best Funny Birthday Quotes for Wife

by admin April 13, 2024

by admin April 13, 2024

The Best Funny Birthday Quotes for Wife .Birthday celebration is an opportunity to make people feel liked…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?