Home, Family, Style and Art Ideas

Christmas Gift Ideas
20 Best Christmas Gift Ideas for 12 Yr Old Girl

by admin September 24, 2024

by admin September 24, 2024

20 Best Christmas Gift Ideas for 12 Yr Old Girl . Whether you’re just starting to shop…
Anklets
20 Ideas for Anklet Traditional

by admin September 23, 2024

by admin September 23, 2024

20 Ideas for Anklet Traditional .All of our bracelets and anklets include a flexible knot opposite the…
Pins
The Best Clothes Pins

by admin September 23, 2024

by admin September 23, 2024

The Best Clothes Pins .There s no better way to liven up your collar than with an…
Birthday Quote Ideas
The top 35 Ideas About Happy Birthday to My Man Quotes

by admin September 23, 2024

by admin September 23, 2024

The top 35 Ideas About Happy Birthday to My Man Quotes .Sending out birthday greetings has actually…
Wedding Veils
25 Ideas for Long Wedding Veils with Crystals

by admin September 22, 2024

by admin September 22, 2024

25 Ideas for Long Wedding Veils with Crystals .How long you plan on using your veil can…
Wedding Colors
24 Ideas for Cute Wedding Colors

by admin September 22, 2024

by admin September 22, 2024

24 Ideas for Cute Wedding Colors .How well your wedding comes together does not depend only on…
Healthy Recipes
Best 23 Healthy Chicken and Quinoa Recipes

by admin September 22, 2024

by admin September 22, 2024

Best 23 Healthy Chicken and Quinoa Recipes .Some recipes just struck the ideal note as well as…
Graduation Party Ideas
Top 35 Fiesta Graduation Party Ideas

by admin September 22, 2024

by admin September 22, 2024

Top 35 Fiesta Graduation Party Ideas . Provide your graduate a grand send-off by having guests make…
Body Jewelry
23 Best Ideas Body Jewelry Design

by admin September 21, 2024

by admin September 21, 2024

23 Best Ideas Body Jewelry Design .We concentrate on wholesale body fashion jewelry, supplying the latest as…
Best Cinco de Mayo Ideas
The Best Ideas for Facts About Cinco De Mayo Food

by admin September 21, 2024

by admin September 21, 2024

The Best Ideas for Facts About Cinco De Mayo Food .Mexican food offers itself to huge groups,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?