Home, Family, Style and Art Ideas

Birthday Wishes Ideas
The top 25 Ideas About Sexy Birthday Wishes for Her

by admin April 18, 2024

by admin April 18, 2024

The top 25 Ideas About Sexy Birthday Wishes for Her . All the ideal on your birthday…
Gifts for Kids
22 Ideas for Christmas Gifts for Kids who Have Everything

by admin April 18, 2024

by admin April 18, 2024

22 Ideas for Christmas Gifts for Kids who Have Everything .There are numerous gift suggestions available to…
Wedding Shoes
Top 24 Wedding Shoes Sale

by admin April 18, 2024

by admin April 18, 2024

Top 24 Wedding Shoes Sale .The bride-to-be can additionally choose wedge shoes to use throughout the wedding…
Unicorn Party Ideas
The top 35 Ideas About Mermaid and Unicorn Party Ideas

by admin April 17, 2024

by admin April 17, 2024

The top 35 Ideas About Mermaid and Unicorn Party Ideas .@[If you’re searching for unicorn party ideas,…
Coloring Pages For Adults
23 Of the Best Ideas for Cuss Word Adult Coloring Book

by admin April 17, 2024

by admin April 17, 2024

23 Of the Best Ideas for Cuss Word Adult Coloring Book .ColorIt makes superior quality grown-up tinting…
Brooches
22 Best Ideas Brooches Diy

by admin April 17, 2024

by admin April 17, 2024

22 Best Ideas Brooches Diy .Looking for amazing costume fashion jewelry breastpins and pins on your own…
Baby Room Décor
20 Best Ideas Para Baby Shower Niña Decoracion

by admin April 16, 2024

by admin April 16, 2024

20 Best Ideas Para Baby Shower Niña Decoracion .When picking your infant s baby room theme, be…
Nail Styles
Top 22 Trending Nail Styles

by admin April 16, 2024

by admin April 16, 2024

Top 22 Trending Nail Styles .Heading to the nail beauty salon is constantly a reward, yet with…
Wedding Sparklers
22 Best Sparklers In Bulk for Wedding

by admin April 16, 2024

by admin April 16, 2024

22 Best Sparklers In Bulk for Wedding .Before lighting the wedding event sparklers, tell every person your…
Rings
21 Ideas for Vera Wang Wedding Rings

by admin April 16, 2024

by admin April 16, 2024

21 Ideas for Vera Wang Wedding Rings .A ring for today and also all of your tomorrows.…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?