Home, Family, Style and Art Ideas

Wedding Dresses
The Best Expensive Wedding Dresses

by admin April 21, 2024

by admin April 21, 2024

The Best Expensive Wedding Dresses .Wedding celebration outfit budget plans are rarely ever specific. Try your hardest…
Kids Room Décor Ideas
23 Best Diy Crafts for Kids Room

by admin April 20, 2024

by admin April 20, 2024

23 Best Diy Crafts for Kids Room .The shades presented on this website are indicative and are…
Wedding Colors
The Best Wedding Color Schemes for Spring

by admin April 20, 2024

by admin April 20, 2024

The Best Wedding Color Schemes for Spring .Occasionally wedding shade ideas are difficult to decide on but…
Inspirational Quotes
The Best Ideas for Inspirational Quotes About Haters

by admin April 20, 2024

by admin April 20, 2024

The Best Ideas for Inspirational Quotes About Haters . If you wish to have power, it’s yours…
Fathers Day Gift Ideas
22 Best Ideas Gift Ideas for Expecting Fathers

by admin April 20, 2024

by admin April 20, 2024

22 Best Ideas Gift Ideas for Expecting Fathers .Daddy states he is easy-going and wants for nothing,…
Prom Hairstyles
The Best Prom Hairstyle for Long Hair

by admin April 19, 2024

by admin April 19, 2024

The Best Prom Hairstyle for Long Hair .You likewise need to think about the shape of your…
Kitchen Ideas
22 Incredible Tile Decals for Kitchen

by admin April 19, 2024

by admin April 19, 2024

22 Incredible Tile Decals for Kitchen .Straightforward White Ceramic tile A tiny galley-style kitchen area in Monaco,…
Kitchen Ideas
20 Amazing Diy Kitchen Floor Tiles

by admin April 19, 2024

by admin April 19, 2024

20 Amazing Diy Kitchen Floor Tiles .After cooking area flooring concepts? As cooking areas usually blend with…
Nail Designs
Top 20 Printable Nail Designs

by admin April 19, 2024

by admin April 19, 2024

Top 20 Printable Nail Designs .There are the classics, like pumpkins and adorable deer, and afterwards there…
DIY Hair Ideas
The 25 Best Ideas for Diy Long Bob Haircut

by admin April 18, 2024

by admin April 18, 2024

The 25 Best Ideas for Diy Long Bob Haircut . Utilizing these DIY hair masks will problem…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?