Home, Family, Style and Art Ideas

Sad Quotes
24 Ideas for Sad Heartbreaking Quotes

by admin April 23, 2024

by admin April 23, 2024

24 Ideas for Sad Heartbreaking Quotes . We gathered the most attractive and sad quotes. You can…
Coloring Pages For Toddlers
20 Best Learning Coloring Pages for toddlers

by admin April 23, 2024

by admin April 23, 2024

20 Best Learning Coloring Pages for toddlers .My children make use of (and also enjoy) the coloring…
Wedding Themes
The Best Ideas for Summer Wedding theme Ideas

by admin April 22, 2024

by admin April 22, 2024

The Best Ideas for Summer Wedding theme Ideas .The exotic motif for wedding event is yet an…
Wedding Rings
22 Best Ideas Rebel Flag Wedding Rings

by admin April 22, 2024

by admin April 22, 2024

22 Best Ideas Rebel Flag Wedding Rings .Because your wedding celebration ring will be put on for…
DIY Crafts for Kids
Top 22 St Patricks Day Crafts for Kids

by admin April 22, 2024

by admin April 22, 2024

Top 22 St Patricks Day Crafts for Kids .Young children need to be concentrated on straightforward tasks…
DIY Home Decoration Ideas
Top 22 Diy Art Decor

by admin April 22, 2024

by admin April 22, 2024

Top 22 Diy Art Decor .When picking your DIY home jobs, don t neglect seasonal as well…
Gift Basket Ideas
The 22 Best Ideas for Movie theatre Gift Basket Ideas

by admin April 21, 2024

by admin April 21, 2024

The 22 Best Ideas for Movie theatre Gift Basket Ideas . Hey Jill: when we do gift…
Crochet Hairstyles
22 Best Curly Crochet Hairstyles

by admin April 21, 2024

by admin April 21, 2024

22 Best Curly Crochet Hairstyles .Allow me to present you: First, your hair is braided into cornrows,…
Baby Shower Party
25 Best Ideas Baby Hazel Tea Party

by admin April 21, 2024

by admin April 21, 2024

25 Best Ideas Baby Hazel Tea Party .The baby shower is a household’s very first possibility to…
Wedding Dresses
The Best Expensive Wedding Dresses

by admin April 21, 2024

by admin April 21, 2024

The Best Expensive Wedding Dresses .Wedding celebration outfit budget plans are rarely ever specific. Try your hardest…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?