Home, Family, Style and Art Ideas

Easy Hairstyles
The top 21 Ideas About Easy 50s Hairstyles

by admin September 29, 2024

by admin September 29, 2024

The top 21 Ideas About Easy 50s Hairstyles .This hairstyle is simple yet romantic. Collect the hair…
Beef Recipes
The top 21 Ideas About Beef and Bean Enchiladas

by admin September 28, 2024

by admin September 28, 2024

The top 21 Ideas About Beef and Bean Enchiladas .What’s better than a passionate meatloaf when you…
Beautiful Nails
The Best Ideas for Beautiful Nails Prices

by admin September 28, 2024

by admin September 28, 2024

The Best Ideas for Beautiful Nails Prices .Our special solutions consist of late nights, loyalty plans, special…
Quotes for Kids
20 Best Ideas Children Love Quotes

by admin September 28, 2024

by admin September 28, 2024

20 Best Ideas Children Love Quotes .Growing up is never very easy, and also this thoughtful collection…
Best Valentines Day Ideas
20 Best Valentines Day Gifts for Him Diy

by admin September 28, 2024

by admin September 28, 2024

20 Best Valentines Day Gifts for Him Diy .I mean Valentines Day. If you have a girlfriend,…
Best St. Patrick Day Ideas
The Best Pinterest St Patrick's Day Crafts

by admin September 27, 2024

by admin September 27, 2024

The Best Pinterest St Patrick&#039;s Day Crafts .The Irish aren’t just like individuals that Irish Americans pretend…
Necklaces
The Best Ideas for Sarah Cov Necklace

by admin September 27, 2024

by admin September 27, 2024

The Best Ideas for Sarah Cov Necklace .Precious jewelry sets make an excellent present for your wife,…
DIY Craft for Kids Ideas
Best 20 Diy Kids Ugly Christmas Sweater

by admin September 27, 2024

by admin September 27, 2024

Best 20 Diy Kids Ugly Christmas Sweater .Looking for fun crafts to try with your kids and…
Landscape Ideas
23 Marvelous Black Landscape Edging

by admin September 27, 2024

by admin September 27, 2024

23 Marvelous Black Landscape Edging .If you live in a place with heavy rains as well as…
Baby Shower Recipes
Top 25 Baby Barley Cereal

by admin September 26, 2024

by admin September 26, 2024

Top 25 Baby Barley Cereal .Sherbet Shower Shock This punch is always excellent for Bridal as well…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?