Home, Family, Style and Art Ideas

DIY Rack Ideas
The Best Diy Clothing Rack Garage Sale

by admin April 28, 2024

by admin April 28, 2024

The Best Diy Clothing Rack Garage Sale . With the rack rails screwed in once again, I…
DIY Organizer Ideas
30 Best Ideas Diy Projects for organization

by admin April 28, 2024

by admin April 28, 2024

30 Best Ideas Diy Projects for organization . As we start to work from residence a lot…
Birthday Wishes Ideas
Best 25 Birthday In Heaven Wishes

by admin April 27, 2024

by admin April 27, 2024

Best 25 Birthday In Heaven Wishes . I am happy that you are a part of my…
Baby Room Décor
20 Best Baby Shower Decorating Ideas

by admin April 27, 2024

by admin April 27, 2024

20 Best Baby Shower Decorating Ideas .Go with classic and modern grey as your baby room s…
Graduation Gift Ideas
The top 25 Ideas About Sweet Graduation Gift Ideas

by admin April 27, 2024

by admin April 27, 2024

The top 25 Ideas About Sweet Graduation Gift Ideas .Whether your high school graduate is avoiding to…
Fathers Day Gift Ideas
22 Of the Best Ideas for Happy Father's Day Gift Ideas

by admin April 27, 2024

by admin April 27, 2024

22 Of the Best Ideas for Happy Father&#039;s Day Gift Ideas . If your papa is all…
Coloring Pages For Girls
25 Best Dc Girls Coloring Pages

by admin April 26, 2024

by admin April 26, 2024

25 Best Dc Girls Coloring Pages .Coloring is a very fun for all ages: for kids as…
DIY Dog Ideas
The Best Diy Dog Pallet Bed

by admin April 26, 2024

by admin April 26, 2024

The Best Diy Dog Pallet Bed . Trying to find some pet crafts to produce your dog?…
Life Quotes
22 Ideas for Quotes About Balance In Life

by admin April 26, 2024

by admin April 26, 2024

22 Ideas for Quotes About Balance In Life . If you’re searching for a life insurance policy…
DIY Box Ideas
20 Ideas for Diy Boxwood Wreath

by admin April 26, 2024

by admin April 26, 2024

20 Ideas for Diy Boxwood Wreath .The gift box ideas shared here today are layout to be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?