Home, Family, Style and Art Ideas

Holiday Party Ideas
The Best Ideas for Holiday Party Door Prize Ideas

by admin May 5, 2024

by admin May 5, 2024

The Best Ideas for Holiday Party Door Prize Ideas . A vacation celebration that amuses from top…
Kids Hairstyle Ideas
Best 23 Brazilian Lace Front Wigs with Baby Hair

by admin May 5, 2024

by admin May 5, 2024

Best 23 Brazilian Lace Front Wigs with Baby Hair .If you re looking for something daring, after…
Best St. Patrick Day Ideas
The 22 Best Ideas for St. Patrick's Day Gifts

by admin May 5, 2024

by admin May 5, 2024

The 22 Best Ideas for St. Patrick&#039;s Day Gifts .So with tongue in cheek every American that…
Unicorn Party Ideas
The 35 Best Ideas for Unicorn Party Ideas Food

by admin May 5, 2024

by admin May 5, 2024

The 35 Best Ideas for Unicorn Party Ideas Food .@[If you’re searching for unicorn party ideas, you’ve…
Leadership Quotes
22 Best Short Leadership Quotes

by admin May 4, 2024

by admin May 4, 2024

22 Best Short Leadership Quotes . ” Management is solving problems. The day soldiers stop bringing you…
Education Quotes
The Best Mlk Education Quotes

by admin May 4, 2024

by admin May 4, 2024

The Best Mlk Education Quotes .Education is perhaps one of the most essential active ingredients to a…
Nail Ideas
23 Of the Best Ideas for Simple Acrylic Nail Ideas

by admin May 4, 2024

by admin May 4, 2024

23 Of the Best Ideas for Simple Acrylic Nail Ideas .Acrylic manicures, dip powder nails, and gel…
Storage Ideas
21 Incredible Kitchen Banquette with Storage

by admin May 4, 2024

by admin May 4, 2024

21 Incredible Kitchen Banquette with Storage .Cooking area storage space concepts are as necessary a component as…
Kids Fashion Ideas
24 Best 80's Fashion for Kids

by admin May 3, 2024

by admin May 3, 2024

24 Best 80&#039;s Fashion for Kids .The Ultimate overview to infant garments Dressing up children can be…
Wedding Dresses
The Best Dream Wedding Dress

by admin May 3, 2024

by admin May 3, 2024

The Best Dream Wedding Dress .Wedding dress budget plans are seldom precise. You might need to invest…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?