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Birthday Decoration Ideas
The Best Baby Girl 1st Birthday Decorations

by admin October 11, 2024

by admin October 11, 2024

The Best Baby Girl 1st Birthday Decorations .Ladies’ Birthday Celebration Supplies Select from 70+ birthday patterns for…
Baby Room Décor
The Best Ideas for Baby Shower Ideas for Boys Decorations

by admin October 11, 2024

by admin October 11, 2024

The Best Ideas for Baby Shower Ideas for Boys Decorations .If the sex of your baby is…
DIY Hair Ideas
Top 25 Diy Hair Volumizer

by admin October 10, 2024

by admin October 10, 2024

Top 25 Diy Hair Volumizer . Utilizing these DIY hair masks will certainly problem your hair and…
Birthday Decoration Ideas
The Best Harry Potter Birthday Decorations

by admin October 10, 2024

by admin October 10, 2024

The Best Harry Potter Birthday Decorations . When it pertains to birthdays, you do not always intend…
Halloween Party Ideas
23 Best Ideas Halloween Party Ideas for College Students

by admin October 10, 2024

by admin October 10, 2024

23 Best Ideas Halloween Party Ideas for College Students .Trick-or-treating and also pulling with each other the…
Pins
The 23 Best Ideas for Clay Pins

by admin October 10, 2024

by admin October 10, 2024

The 23 Best Ideas for Clay Pins .Sparkling crystals embellish these loves costume precious jewelry breastpin pins…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas Men

by admin October 9, 2024

by admin October 9, 2024

Top 35 Valentine Gift Ideas Men .You’re not a basic individual. That means when February 14 rolls…
Funny Birthday Ideas
21 Best Funny Birthday Wishes for Younger Sister

by admin October 9, 2024

by admin October 9, 2024

21 Best Funny Birthday Wishes for Younger Sister . When a sappy Hallmark birthday card just won’t…
Anniversary Quotes
22 Of the Best Ideas for Business Anniversary Quotes

by admin October 9, 2024

by admin October 9, 2024

22 Of the Best Ideas for Business Anniversary Quotes . Wedding anniversary quotes to put all your…
Best Valentines Day Ideas
20 Best Funny Valentines Day Gifts for Him

by admin October 9, 2024

by admin October 9, 2024

20 Best Funny Valentines Day Gifts for Him .The traditional suggestions are still great suggestions. Also keeping…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?