Category:

DIY Craft

DIY Craft for Toddlers Ideas
The Best Penguin Craft for toddlers

by admin December 9, 2020

by admin December 9, 2020

The Best Penguin Craft for toddlers .Prepare yourself to take arts ‘n’ crafts to the next level.…
DIY Home Decoration Ideas
Top 22 Winter Room Decorations Diy

by admin December 5, 2020

by admin December 5, 2020

Top 22 Winter Room Decorations Diy . For simple DIY decor, print out preferred prints from the…
DIY Kit Ideas
23 Best Ideas Emergency Car Kit Diy

by admin December 1, 2020

by admin December 1, 2020

23 Best Ideas Emergency Car Kit Diy .Lacking alternate approaches of fire illumination, the Zippo Emergency Fire…
DIY Craft for Preschoolers Ideas
The Best Ideas for Valentine Craft Ideas for Preschool

by admin November 27, 2020

by admin November 27, 2020

The Best Ideas for Valentine Craft Ideas for Preschool .Prepare to take arts ‘n’ crafts to the…
DIY Home Decoration Ideas
22 Best Diy Classroom Decoration Ideas

by admin November 22, 2020

by admin November 22, 2020

22 Best Diy Classroom Decoration Ideas .When deciding on your DIY residence tasks, don t fail to…
DIY Baby Shower Ideas
Top 20 Diy Baby Tutu

by admin November 17, 2020

by admin November 17, 2020

Top 20 Diy Baby Tutu . Making use of a personalized story book as a baby shower…
DIY Kit Ideas
23 Best Ideas Cnc Diy Kit

by admin November 12, 2020

by admin November 12, 2020

23 Best Ideas Cnc Diy Kit .Lacking different techniques of fire lighting, the Zippo Emergency Fire Kit…
DIY Baby Shower Ideas
20 Best Ideas Diy Baby Shower Corsages

by admin November 12, 2020

by admin November 12, 2020

20 Best Ideas Diy Baby Shower Corsages . Using a customized story book as a baby shower…
DIY Baby Shower Ideas
20 Best Diy Onesie Baby Shower

by admin November 11, 2020

by admin November 11, 2020

20 Best Diy Onesie Baby Shower . Using a customized story book as an infant shower card…
DIY Christmas Ideas
24 Best Diy Christmas Gift Ideas

by admin November 11, 2020

by admin November 11, 2020

24 Best Diy Christmas Gift Ideas . Happily provide a Christmas welcoming to all that enter your…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?