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DIY Christmas Ideas

DIY Christmas Ideas
The Best Diy Christmas Cracker

by admin September 13, 2019

by admin September 13, 2019

The Best Diy Christmas Cracker . Happily issue a Christmas welcoming to all who enter your residence…
DIY Christmas Ideas
The Best Ideas for Pinterest Homemade Christmas Gifts

by admin September 1, 2019

by admin September 1, 2019

The Best Ideas for Pinterest Homemade Christmas Gifts .Whip up a batch of body butter for a…
DIY Christmas Ideas
The top 24 Ideas About Diy Ugly Christmas Sweater for Kids

by admin August 16, 2019

by admin August 16, 2019

The top 24 Ideas About Diy Ugly Christmas Sweater for Kids .Work up a set of body…
DIY Christmas Ideas
The Best Ideas for Diy Christmas Table Runner

by admin April 30, 2019

by admin April 30, 2019

The Best Ideas for Diy Christmas Table Runner . Happily provide a Xmas welcoming to all who…
DIY Christmas Ideas
The Best Ideas for Diy Christmas Table Centerpiece

by admin March 21, 2019

by admin March 21, 2019

The Best Ideas for Diy Christmas Table Centerpiece . Cheerfully release a Xmas welcoming to all that…
DIY Christmas Ideas
24 Ideas for Diy Christmas Gift Baskets

by admin September 7, 2018

by admin September 7, 2018

24 Ideas for Diy Christmas Gift Baskets .Whip up a batch of body butter for an extravagant…
DIY Christmas Ideas
The 24 Best Ideas for Diy Christmas Gifts

by admin August 9, 2018

by admin August 9, 2018

The 24 Best Ideas for Diy Christmas Gifts .Whip up a set of body butter for an…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?