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DIY Christmas Ideas

DIY Christmas Ideas
24 Best Diy Christmas Gift Ideas

by admin November 11, 2020

by admin November 11, 2020

24 Best Diy Christmas Gift Ideas . Happily provide a Christmas welcoming to all that enter your…
DIY Christmas Ideas
24 Ideas for Christmas Crackers Diy

by admin February 27, 2020

by admin February 27, 2020

24 Ideas for Christmas Crackers Diy .Whip up a batch of body butter for a glamorous DIY…
DIY Christmas Ideas
Top 24 Christmas Gift Ideas Diy

by admin January 22, 2020

by admin January 22, 2020

Top 24 Christmas Gift Ideas Diy .Work up a set of body butter for an elegant DIY…
DIY Christmas Ideas
24 Ideas for Diy Christmas Decorations for Your Room

by admin December 28, 2019

by admin December 28, 2019

24 Ideas for Diy Christmas Decorations for Your Room .Work up a set of body butter for…
DIY Christmas Ideas
Best 24 Diy Wood Christmas Decorations

by admin November 11, 2019

by admin November 11, 2019

Best 24 Diy Wood Christmas Decorations .Whip up a batch of body butter for a luxurious DIY…
DIY Christmas Ideas
24 Of the Best Ideas for Diy Children's Ugly Christmas Sweater

by admin October 18, 2019

by admin October 18, 2019

24 Of the Best Ideas for Diy Children&#039;s Ugly Christmas Sweater .Work up a batch of body…
DIY Christmas Ideas
24 Best Ideas Easy Christmas Arts and Crafts

by admin October 2, 2019

by admin October 2, 2019

24 Best Ideas Easy Christmas Arts and Crafts .Whip up a set of body butter for a…
DIY Christmas Ideas
24 Ideas for Christmas Diy Ideas

by admin September 30, 2019

by admin September 30, 2019

24 Ideas for Christmas Diy Ideas .Whip up a set of body butter for a lavish DIY…
DIY Christmas Ideas
The Best Diy Christmas Cracker

by admin September 13, 2019

by admin September 13, 2019

The Best Diy Christmas Cracker . Happily issue a Christmas welcoming to all who enter your residence…
DIY Christmas Ideas
The Best Ideas for Pinterest Homemade Christmas Gifts

by admin September 1, 2019

by admin September 1, 2019

The Best Ideas for Pinterest Homemade Christmas Gifts .Whip up a batch of body butter for a…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?