Author

admin

Birthday Gift Ideas
The Best 7 Yr Old Boy Birthday Gift Ideas

by admin October 22, 2020

by admin October 22, 2020

The Best 7 Yr Old Boy Birthday Gift Ideas .If you’re when a exceptional birthday present, then…
Life Quotes
The Best Ideas for Eternal Life Quotes

by admin October 22, 2020

by admin October 22, 2020

The Best Ideas for Eternal Life Quotes .The purpose of life is not to be happy. It…
Bathroom Ideas
22 Magnificient Master Bathroom Tub

by admin October 21, 2020

by admin October 21, 2020

22 Magnificient Master Bathroom Tub .When it concerns gorgeous shower room style, the looks and function of…
Easy Hairstyles
The Best Easy Hairstyles to Draw

by admin October 21, 2020

by admin October 21, 2020

The Best Easy Hairstyles to Draw .This hairstyle is easy yet charming. Collect the hair on to…
Nail Designs
20 Of the Best Ideas for Red Nail Designs

by admin October 21, 2020

by admin October 21, 2020

20 Of the Best Ideas for Red Nail Designs .As soon as the bright white tones of…
Engagement Party Ideas
21 Of the Best Ideas for Mexican themed Engagement Party Ideas

by admin October 21, 2020

by admin October 21, 2020

21 Of the Best Ideas for Mexican themed Engagement Party Ideas .You have actually got the ring…
Salsa Recipes
35 Of the Best Ideas for Herdez Guacamole Salsa

by admin October 20, 2020

by admin October 20, 2020

35 Of the Best Ideas for Herdez Guacamole Salsa .Note that due to the fact that this…
Rings
The top 21 Ideas About Wedding Rings Set for Him and Her

by admin October 20, 2020

by admin October 20, 2020

The top 21 Ideas About Wedding Rings Set for Him and Her .A ring for today and…
DIY Craft for Toddlers Ideas
30 Best Ideas Homemade Crafts for toddlers

by admin October 20, 2020

by admin October 20, 2020

30 Best Ideas Homemade Crafts for toddlers . Have a kid who enjoys marshmallows? Then she will…
Retirement Party Ideas
22 Best Teacher Retirement Party Decorating Ideas

by admin October 19, 2020

by admin October 19, 2020

22 Best Teacher Retirement Party Decorating Ideas . To plan a retired life party, beginning by flowing…

1
…
704
705
706
707
708
…
1,746

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?