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Nail Designs
20 Best Ideas Hello Kitty toe Nail Designs

by admin November 24, 2017

by admin November 24, 2017

20 Best Ideas Hello Kitty toe Nail Designs .If you are looking for a controlled gel nail…
Wedding Rings
Top 22 Wedding Rings

by admin November 24, 2017

by admin November 24, 2017

Top 22 Wedding Rings .Much idea is given into picking an interaction ring, however what about the…
Wedding Rings
The top 22 Ideas About Macy's Wedding Rings

by admin November 24, 2017

by admin November 24, 2017

The top 22 Ideas About Macy&#039;s Wedding Rings .Before you and also your fianc entered a jewelry…
Coloring Pages For Kids
25 Best Ideas Paris Coloring Pages for Kids

by admin November 24, 2017

by admin November 24, 2017

25 Best Ideas Paris Coloring Pages for Kids .Coloring pages the simplest means to relax your child.…
Bathroom Ideas
25 Charming Led Bathroom Lighting

by admin November 23, 2017

by admin November 23, 2017

25 Charming Led Bathroom Lighting .You ll likewise want to light the vanity location with some excellent…
Best Valentines Day Ideas
20 Ideas for Man Valentines Day Gift

by admin November 23, 2017

by admin November 23, 2017

20 Ideas for Man Valentines Day Gift .Go to your delicious chocolate store and also have the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?