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Positive Quotes
The 35 Best Ideas for Positive Quotes for Depression

by admin June 29, 2017

by admin June 29, 2017

The 35 Best Ideas for Positive Quotes for Depression .Put life in viewpoint with with some short…
Nail Art
The Best Ideas for Nail Art Site:youtube.com

by admin June 29, 2017

by admin June 29, 2017

The Best Ideas for Nail Art Site:youtube.com .Nail art is an imaginative way to paint, embellish, improve,…
Kids Fashion Ideas
24 Of the Best Ideas for Kids Fashion Watches

by admin June 29, 2017

by admin June 29, 2017

24 Of the Best Ideas for Kids Fashion Watches .The Ultimate overview to infant garments Dressing up…
Birthday Party Inspirations
30 Best Kid Birthday Party Food

by admin June 29, 2017

by admin June 29, 2017

30 Best Kid Birthday Party Food .Host the Ultimate Bash with Themed Birthday Celebration Event SuppliesBirthday parties…
Best 4th of July Ideas
20 Of the Best Ideas for Mexico Independence Day Activities

by admin June 29, 2017

by admin June 29, 2017

20 Of the Best Ideas for Mexico Independence Day Activities .Of all, you have the advantage of…
Glitter Nails
25 Of the Best Ideas for Pink and White Glitter Acrylic Nails

by admin June 29, 2017

by admin June 29, 2017

25 Of the Best Ideas for Pink and White Glitter Acrylic Nails .Shine might make you think…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?