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Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 3 Yr Old Girl

by admin November 1, 2020

by admin November 1, 2020

20 Ideas for Birthday Gift Ideas for 3 Yr Old Girl . Birthday Gifts If you’re just…
Birthday Gift Inspirations
The 24 Best Ideas for 60th Birthday Gifts

by admin October 31, 2020

by admin October 31, 2020

The 24 Best Ideas for 60th Birthday Gifts .Just how to Pick the Perfect Birthday Celebration GiftYes,…
Birthday Decoration Ideas
23 Of the Best Ideas for First Birthday Cake Decorating Ideas

by admin October 31, 2020

by admin October 31, 2020

23 Of the Best Ideas for First Birthday Cake Decorating Ideas . That’s why Event City uses…
Fathers Day Gift Ideas
22 Of the Best Ideas for Gift Ideas Grandfather

by admin October 31, 2020

by admin October 31, 2020

22 Of the Best Ideas for Gift Ideas Grandfather . If your dad is everything about creating…
Bedroom Ideas
20 Luxury Shabby Chic Bedroom Furniture Sets

by admin October 31, 2020

by admin October 31, 2020

20 Luxury Shabby Chic Bedroom Furniture Sets .Looking for some worn-out chic room concepts for new linens?…
DIY Mask Ideas
The Best Ideas for Best Face Mask for Blackhead Removal Diy

by admin October 30, 2020

by admin October 30, 2020

The Best Ideas for Best Face Mask for Blackhead Removal Diy . This moisturizing, personalized DIY sheet…
Bedroom Ideas
20 Lovely French Shabby Chic Bedroom Ideas

by admin October 30, 2020

by admin October 30, 2020

20 Lovely French Shabby Chic Bedroom Ideas .Shoddy trendy bedroom layouts normally feature great deals of rather…
Halloween Party Ideas
Best 23 Make Preschool Halloween Party Healthy Food Ideas

by admin October 30, 2020

by admin October 30, 2020

Best 23 Make Preschool Halloween Party Healthy Food Ideas . There are plenty of Halloween party styles…
Braid Hairstyles
21 Of the Best Ideas for Jumbo Braid Hairstyles

by admin October 30, 2020

by admin October 30, 2020

21 Of the Best Ideas for Jumbo Braid Hairstyles .Giving you do not have incredibly short hair…
Birthday Gift Ideas
The 20 Best Ideas for 2nd Birthday Gift Ideas

by admin October 29, 2020

by admin October 29, 2020

The 20 Best Ideas for 2nd Birthday Gift Ideas .If you’re after a exclusive birthday reward, then…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?