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Best Summer Ideas
The Best Summer Party Quotes

by admin July 1, 2023

by admin July 1, 2023

The Best Summer Party Quotes .We are well into summer and some Mamas may be losing their…
Best Gift Ideas
The 21 Best Ideas for Tumblr Gift Ideas for Best Friend

by admin July 1, 2023

by admin July 1, 2023

The 21 Best Ideas for Tumblr Gift Ideas for Best Friend . Get a set of these…
Kids Party Ideas
The 24 Best Ideas for Kids Birthday Party Places Cary Nc

by admin June 30, 2023

by admin June 30, 2023

The 24 Best Ideas for Kids Birthday Party Places Cary Nc .You can make this available for…
Inspirational Quotes
24 Best Inspirational Dreams Quotes

by admin June 30, 2023

by admin June 30, 2023

24 Best Inspirational Dreams Quotes .Put life in perspective with with some short yet sage pieces of…
Positive Quotes
Best 35 Positive Quotes for Anxiety

by admin June 30, 2023

by admin June 30, 2023

Best 35 Positive Quotes for Anxiety . Keep your ideas favorable, because your ideas become your words.…
Glitter Nails
25 Best Ideas Young Nails Glitter

by admin June 30, 2023

by admin June 30, 2023

25 Best Ideas Young Nails Glitter .Glitter could make you reflect to doing crafts in elementary school,…
Coloring Pages For Adults
Best 23 Adult Coloring Books Crayola

by admin June 29, 2023

by admin June 29, 2023

Best 23 Adult Coloring Books Crayola . Coloring Pages for Adults Coloring Pages for AdultsTo download, merely…
Black Hairstyles
Top 22 Black Updo Hairstyles with Weave

by admin June 29, 2023

by admin June 29, 2023

Top 22 Black Updo Hairstyles with Weave .An additional form of braiding is Micro braiding. Micro braids…
Family Quotes
Top 23 My Happy Family Quotes

by admin June 29, 2023

by admin June 29, 2023

Top 23 My Happy Family Quotes . Family members Quotes application is a massive collection of quotes…
DIY Hair Ideas
25 Best Ideas Hair Masks for Hair Growth Diy

by admin June 29, 2023

by admin June 29, 2023

25 Best Ideas Hair Masks for Hair Growth Diy . Utilizing these DIY hair masks will condition…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?