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Birthday Party Ideas
21 Best Ideas Boy Girl Birthday Party Ideas

by admin June 18, 2018

by admin June 18, 2018

21 Best Ideas Boy Girl Birthday Party Ideas . For the youngest amongst us, birthday celebration parties…
Recipes for Kids
25 Ideas for Jello Recipes for Kids

by admin June 18, 2018

by admin June 18, 2018

25 Ideas for Jello Recipes for Kids .We ve rounded up our preferred simple baking recipes for…
Bathroom Ideas
24 Best Of Metal Bathroom Storage Cabinet

by admin June 18, 2018

by admin June 18, 2018

24 Best Of Metal Bathroom Storage Cabinet .When restoring your washroom, among the most effective renovations you…
Nail Designs
The Best Ideas for Flower Nail Designs 2020

by admin June 18, 2018

by admin June 18, 2018

The Best Ideas for Flower Nail Designs 2020 .As soon as the brilliant white tones of summer…
Bracelets
Best 21 Swarovski Tennis Bracelet

by admin June 18, 2018

by admin June 18, 2018

Best 21 Swarovski Tennis Bracelet .Despite your style, our collection of fashion arm bands has the excellent…
Trolls Party Ideas
The Best Trolls Party Favor Ideas

by admin June 18, 2018

by admin June 18, 2018

The Best Trolls Party Favor Ideas .Birthday events are just as fun as the crafts, games, and…
Bedroom Ideas
30 Unique Styling Ideas for Your Rustic Style Bedroom

by admin June 18, 2018

by admin June 18, 2018

30 Unique Styling Ideas for Your Rustic Style Bedroom .Is your master suite making you snore as…
DIY Craft for Toddlers Ideas
The Best Ideas for Diy Games for toddlers

by admin June 17, 2018

by admin June 17, 2018

The Best Ideas for Diy Games for toddlers .Prepare yourself to take arts ‘n’ crafts to the…
Wedding Makeup
25 Best Ideas Bride Makeup Looks

by admin June 17, 2018

by admin June 17, 2018

25 Best Ideas Bride Makeup Looks .Considering that there’s a great possibility you haven’t been obtaining sufficient…
Best Easter Ideas
25 Best Ideas Easter Quotes Jesus

by admin June 17, 2018

by admin June 17, 2018

25 Best Ideas Easter Quotes Jesus .They can further be accompanied with blow up eggs, stars as…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?