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Kitchen Ideas
20 Awesome Kitchen Designs for Small Kitchens

by admin June 30, 2018

by admin June 30, 2018

20 Awesome Kitchen Designs for Small Kitchens .This small kitchen suggestion approves the industrial vibes thanks to…
Easy Hairstyles
Top 21 Easy Long Haircuts

by admin June 30, 2018

by admin June 30, 2018

Top 21 Easy Long Haircuts .Due to the fact that they can do basically any kind of…
Backyard Ideas
35 Wonderful Zipline for Backyard

by admin June 30, 2018

by admin June 30, 2018

35 Wonderful Zipline for Backyard .Are you all set to offer your exterior space an upgrade? A…
Beautiful Nails
Best 20 Pretty Christmas Nails

by admin June 30, 2018

by admin June 30, 2018

Best 20 Pretty Christmas Nails .Our special solutions consist of late evenings, loyalty schemes, exclusive hire, skin…
Bridesmaid Hairstyles
21 Of the Best Ideas for Short Hairstyles for Bridesmaids

by admin June 30, 2018

by admin June 30, 2018

21 Of the Best Ideas for Short Hairstyles for Bridesmaids .The very first point to think about…
Graduation Party Ideas
35 Best Ideas Graduation Party Ideas Blue and Gold

by admin June 30, 2018

by admin June 30, 2018

35 Best Ideas Graduation Party Ideas Blue and Gold .Despite if you consider yourself an Amazon Prime…
Gift Ideas For Couples
The 20 Best Ideas for Wedding Gift Ideas for Outdoorsy Couple

by admin June 30, 2018

by admin June 30, 2018

The 20 Best Ideas for Wedding Gift Ideas for Outdoorsy Couple . The pair who’s always organizing…
DIY Craft for Kids Ideas
20 Best Ideas Diy Valentines Cards Kids

by admin June 30, 2018

by admin June 30, 2018

20 Best Ideas Diy Valentines Cards Kids .Whether your child likes crafts & arts or science experiments,…
Nail Designs
20 Best Real Nail Designs

by admin June 30, 2018

by admin June 30, 2018

20 Best Real Nail Designs .If you are looking for a subdued gel nail concept, these are…
Kids Room Décor Ideas
23 Of the Best Ideas for Kourtney Kardashian Kids Room

by admin June 30, 2018

by admin June 30, 2018

23 Of the Best Ideas for Kourtney Kardashian Kids Room .Give your youngster’s room a makeover that…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?