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admin

Birthday Gift Inspirations
24 Ideas for Birthday Gifts for Her

by admin June 21, 2018

by admin June 21, 2018

24 Ideas for Birthday Gifts for Her . Sure, your birthday girl enjoys her share of cake…
Kids Room Ideas
23 Excellent Lamp Shades for Kids Room

by admin June 21, 2018

by admin June 21, 2018

23 Excellent Lamp Shades for Kids Room .Children’ areas ought to teem with youngsters s furnishings. A…
Beach Wedding
Best 23 Simple Beach Wedding

by admin June 21, 2018

by admin June 21, 2018

Best 23 Simple Beach Wedding .That said, if you re having a smaller beach wedding event (fifty…
Nail Ideas
The Best Nail Ideas with Tape

by admin June 21, 2018

by admin June 21, 2018

The Best Nail Ideas with Tape .As soon as the brilliant white shades of summer season have…
Graduation Party Ideas
35 Best Ideas Decoration Ideas for Graduation Party

by admin June 21, 2018

by admin June 21, 2018

35 Best Ideas Decoration Ideas for Graduation Party . Give your graduate a grand send-off by having…
Snack Recipes
The Best Ideas for Healthy Snacks to Take to Work

by admin June 21, 2018

by admin June 21, 2018

The Best Ideas for Healthy Snacks to Take to Work .If you choose healthy, whole-food choices with…
Gift Basket Ideas
The 22 Best Ideas for Basketball Coach Gift Ideas Pinterest

by admin June 21, 2018

by admin June 21, 2018

The 22 Best Ideas for Basketball Coach Gift Ideas Pinterest .Naturally, you can fill up a gift…
Gift Ideas For Boys
The Best Ideas for Gift Ideas for 16 Year Old Boys

by admin June 21, 2018

by admin June 21, 2018

The Best Ideas for Gift Ideas for 16 Year Old Boys . This gift is component toy,…
Best Thanksgiving Ideas
The Best soul Food Recipes for Thanksgiving

by admin June 21, 2018

by admin June 21, 2018

The Best soul Food Recipes for Thanksgiving .If you are planning a rest down affair after that…
Coloring Pages for Children
21 Best Coloring Worksheets for Kids

by admin June 21, 2018

by admin June 21, 2018

21 Best Coloring Worksheets for Kids .Super coloring – complimentary coloring web pages for kids, tinting sheets,…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?