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Bedroom Ideas
30 Luxury Kids Bedroom Desk

by admin July 17, 2018

by admin July 17, 2018

30 Luxury Kids Bedroom Desk .For kids that are much more practically minded how about among our…
Gift Ideas For Girls
The Best Christmas Gift Ideas 2020 for Teen Girls

by admin July 17, 2018

by admin July 17, 2018

The Best Christmas Gift Ideas 2020 for Teen Girls . Ladies love shocks, especially gifts. Therefore, treat…
Wedding Themes
20 Of the Best Ideas for Peacock themed Weddings

by admin July 17, 2018

by admin July 17, 2018

20 Of the Best Ideas for Peacock themed Weddings .Wedding motifs are made use of by more…
Retirement Party Ideas
The Best Ideas for Centerpiece Ideas for Retirement Party

by admin July 16, 2018

by admin July 16, 2018

The Best Ideas for Centerpiece Ideas for Retirement Party . To plan a retired life party, beginning…
Coloring Pages For Toddlers
20 Best Ideas Coloring Book for toddlers Free

by admin July 16, 2018

by admin July 16, 2018

20 Best Ideas Coloring Book for toddlers Free .My youngsters utilize (as well as delight in) the…
Bracelets
The Best Ideas for Parachute Cord Bracelets

by admin July 16, 2018

by admin July 16, 2018

The Best Ideas for Parachute Cord Bracelets .Bracelets are an exceptional gifting choice for the holidays and…
Brooches
Top 22 Brooches Design

by admin July 16, 2018

by admin July 16, 2018

Top 22 Brooches Design .Sparkling crystals adorn these enjoys outfit precious jewelry brooch pins so they actually…
Coloring Pages For Girls
The Best Ideas for Animal Coloring Pages for Girls

by admin July 16, 2018

by admin July 16, 2018

The Best Ideas for Animal Coloring Pages for Girls . In this classification we accumulated the ideal…
Birthday Gift Ideas
20 Ideas for Birthday Gift Ideas for 7 Year Old Girl

by admin July 16, 2018

by admin July 16, 2018

20 Ideas for Birthday Gift Ideas for 7 Year Old Girl .If you’re after a exclusive birthday…
Graduation Party Ideas
35 Ideas for Blue and White Graduation Party Ideas

by admin July 16, 2018

by admin July 16, 2018

35 Ideas for Blue and White Graduation Party Ideas . Offer your grad a grand send-off by…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?