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Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Him Under $25

by admin July 18, 2018

by admin July 18, 2018

20 Best Ideas Christmas Gift Ideas for Him Under $25 .Find the excellent gift for everybody on…
Kitchen Ideas
21 Elegant Rustic Kitchen Pictures

by admin July 18, 2018

by admin July 18, 2018

21 Elegant Rustic Kitchen Pictures .You do not need to stay in the nation or the hills…
Bathroom Ideas
25 Finest Bathroom Design Ideas Small

by admin July 18, 2018

by admin July 18, 2018

25 Finest Bathroom Design Ideas Small .A bathroom doesn’t require to be extravagant to look terrific. This…
Gifts for Kids
The 22 Best Ideas for Cooking Gifts for Kids

by admin July 18, 2018

by admin July 18, 2018

The 22 Best Ideas for Cooking Gifts for Kids .There are great deals of ways for kids…
Best Gift Ideas
The Best Ideas for Gift Ideas for My Best Friend

by admin July 18, 2018

by admin July 18, 2018

The Best Ideas for Gift Ideas for My Best Friend . Get a pair of these actually…
Inspirational Quotes
Best 24 2018 Inspirational Quotes

by admin July 18, 2018

by admin July 18, 2018

Best 24 2018 Inspirational Quotes . Right here’s the ideal motivational quotes we’ve seen to make you…
Birthday Decoration Ideas
The 23 Best Ideas for Cowgirl Birthday Decorations

by admin July 18, 2018

by admin July 18, 2018

The 23 Best Ideas for Cowgirl Birthday Decorations . That’s why Celebration City provides a significant option…
Easter Party Ideas
The 30 Best Ideas for Easter Kid Party Ideas

by admin July 17, 2018

by admin July 17, 2018

The 30 Best Ideas for Easter Kid Party Ideas .Whether you have a small celebration or a…
Kids Room Ideas
25 Inspiring Kids Indoor Playground

by admin July 17, 2018

by admin July 17, 2018

25 Inspiring Kids Indoor Playground .Rather of maintaining them homebound, let them run riot in an interior…
Thank You Gift Ideas
The Best Ideas for Thank You Gift Ideas for Boss

by admin July 17, 2018

by admin July 17, 2018

The Best Ideas for Thank You Gift Ideas for Boss .When a special someone exceeds and also…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?