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Best Fathers Day Ideas
Top 20 Popular Fathers Day Gift

by admin July 31, 2018

by admin July 31, 2018

Top 20 Popular Fathers Day Gift .Fathers day may get on a Sunday yet that does not…
DIY Costume Ideas
The 35 Best Ideas for Rainbow Costume Diy

by admin July 31, 2018

by admin July 31, 2018

The 35 Best Ideas for Rainbow Costume Diy .Halloween is an open invitation to be as well…
Nail Colors
22 Ideas for Cute Gel Nail Colors

by admin July 31, 2018

by admin July 31, 2018

22 Ideas for Cute Gel Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs,…
Anniversary Gift Ideas
20 Best 10th Anniversary Gift Ideas for Him

by admin July 31, 2018

by admin July 31, 2018

20 Best 10th Anniversary Gift Ideas for Him .You enjoy your partner and also you hate them…
Bridesmaid Hairstyles
Best 21 Curled Hairstyles for Bridesmaids

by admin July 31, 2018

by admin July 31, 2018

Best 21 Curled Hairstyles for Bridesmaids .The very first thing to take into consideration is the gowns…
Cute Hairstyles
The Best Cute School Hairstyles

by admin July 31, 2018

by admin July 31, 2018

The Best Cute School Hairstyles .Picking the ideal color is also essential for enhancing the overall look…
Easy Hairstyles
21 Best Ideas Easy Cute Hairstyles for Medium Hair

by admin July 31, 2018

by admin July 31, 2018

21 Best Ideas Easy Cute Hairstyles for Medium Hair .This hairstyle is straightforward yet romantic. Gather the…
Bridesmaid Hairstyles
The top 21 Ideas About Hairstyle for Bridesmaids

by admin July 31, 2018

by admin July 31, 2018

The top 21 Ideas About Hairstyle for Bridesmaids .Does a new bride determine on an ideal hairstyle…
Kids Room Ideas
21 Antique Kids On Swing

by admin July 30, 2018

by admin July 30, 2018

21 Antique Kids On Swing .When you do not feel like evacuating and also hiking to the…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for the Woman who Has Everything

by admin July 30, 2018

by admin July 30, 2018

20 Best Birthday Gift Ideas for the Woman who Has Everything . So, if yourself are moving…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?