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admin

Gift Basket Ideas
Best 22 Hair Stylist Gift Basket Ideas

by admin January 31, 2019

by admin January 31, 2019

Best 22 Hair Stylist Gift Basket Ideas .Of course, you can load a gift basket with anything…
DIY Craft for Kids Ideas
The 20 Best Ideas for Projects to Do at Home for Kids

by admin January 30, 2019

by admin January 30, 2019

The 20 Best Ideas for Projects to Do at Home for Kids . Young children can finger…
Nail Styles
22 Ideas for Simple Nail Styles

by admin January 30, 2019

by admin January 30, 2019

22 Ideas for Simple Nail Styles .Attempt almond nails if you desire to take oval nails an…
Low Fat Recipes
22 Of the Best Ideas for Low Fat Thanksgiving Recipes

by admin January 29, 2019

by admin January 29, 2019

22 Of the Best Ideas for Low Fat Thanksgiving Recipes .Removing saturated fats can reduce your cholesterol,…
Gift Ideas For Boyfriend
The top 25 Ideas About Good Gift Ideas for Boyfriend

by admin January 29, 2019

by admin January 29, 2019

The top 25 Ideas About Good Gift Ideas for Boyfriend . Has your darling been additional wonderful…
Landscape Ideas
20 Fabulous Landscaping Ideas Around Patio

by admin January 28, 2019

by admin January 28, 2019

20 Fabulous Landscaping Ideas Around Patio .There are various other means to do it (such as patio…
Smoothie Recipes
23 Of the Best Ideas for Green Smoothies Recipes

by admin January 28, 2019

by admin January 28, 2019

23 Of the Best Ideas for Green Smoothies Recipes .Healthy smoothies have ended up being a on-the-go…
Bathroom Ideas
24 Gorgeous Storage solutions for Small Bathroom

by admin January 28, 2019

by admin January 28, 2019

24 Gorgeous Storage solutions for Small Bathroom .When restoring your shower room, among the very best improvements…
Engagement Party Ideas
21 Best Engagement Party Buffet Ideas

by admin January 28, 2019

by admin January 28, 2019

21 Best Engagement Party Buffet Ideas .You have actually got the ring and also the partner of…
Kids Fashion Ideas
24 Ideas for Black Kids Fashion

by admin January 28, 2019

by admin January 28, 2019

24 Ideas for Black Kids Fashion .The Ultimate overview to baby garments Sprucing up children can be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?