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Birthday Cake Ideas
Best 20 Paris Birthday Cakes

by admin January 6, 2019

by admin January 6, 2019

Best 20 Paris Birthday Cakes .Birthdays are incomplete without Cakes! The method of cutting a cake on…
Curly Hairstyles
25 Of the Best Ideas for Short Haircuts for Curly Hair and Round Face

by admin January 6, 2019

by admin January 6, 2019

25 Of the Best Ideas for Short Haircuts for Curly Hair and Round Face .You can use…
Beautiful Nails
The Best Ideas for Beautiful Nails Brentwood

by admin January 5, 2019

by admin January 5, 2019

The Best Ideas for Beautiful Nails Brentwood .Gorgeous Nails & Body Beauty parlor brings an exclusive, indulgent…
Diabetic Recipes
25 Best Dinners for Diabetics

by admin January 4, 2019

by admin January 4, 2019

25 Best Dinners for Diabetics .Any cookies that might not be especially necessary for the website to…
DIY Craft for Kids Ideas
20 Best Ideas Diy Kids Books

by admin January 4, 2019

by admin January 4, 2019

20 Best Ideas Diy Kids Books .Whether your child likes arts & crafts or science experiments, we’ve…
Firepit Ideas
22 Incredible Patio Renaissance Fire Pit

by admin January 3, 2019

by admin January 3, 2019

22 Incredible Patio Renaissance Fire Pit .Currently here’s an outdoor fire pit concept we can obtain behind.…
Slow Cooker Recipes
21 Ideas for Cooking Pork Chops In Slow Cooker

by admin January 3, 2019

by admin January 3, 2019

21 Ideas for Cooking Pork Chops In Slow Cooker .The slow cooker is not just efficient for…
Bedroom Ideas
23 Fantastic Small Armchair for Bedroom

by admin January 3, 2019

by admin January 3, 2019

23 Fantastic Small Armchair for Bedroom . When decorating tiny bedrooms, among the most effective ways to…
Wedding Decorations
22 Best Ideas How to Decorate A Wedding Arch

by admin January 3, 2019

by admin January 3, 2019

22 Best Ideas How to Decorate A Wedding Arch .Basic decoration can pass for various other normal…
Anniversary Gift Ideas
Best 20 Things Remembered Anniversary Gift Ideas

by admin January 2, 2019

by admin January 2, 2019

Best 20 Things Remembered Anniversary Gift Ideas .You love your partner and you despise them sometimes, you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?