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Mens Hairstyles
25 Best Mens Fashion Haircuts

by admin August 25, 2018

by admin August 25, 2018

25 Best Mens Fashion Haircuts .hairstyles are every little bit as important for guys as it is…
DIY Wedding Ideas
Best 21 Diy Wedding Envelopes

by admin August 25, 2018

by admin August 25, 2018

Best 21 Diy Wedding Envelopes . Today We’ll share you most popular DIY wedding celebration ideas for…
Coloring Pages For Adults
23 Best Roses Coloring Pages for Adults

by admin August 25, 2018

by admin August 25, 2018

23 Best Roses Coloring Pages for Adults .ColorIt makes exceptional top quality adult coloring publications that will…
Natural Hairstyles
24 Best Ideas Natural Rod Set Hairstyles

by admin August 25, 2018

by admin August 25, 2018

24 Best Ideas Natural Rod Set Hairstyles .Because our tresses become part of our body, it needs…
Mermaid Party Ideas
The top 20 Ideas About Ariel Mermaid Party Ideas

by admin August 25, 2018

by admin August 25, 2018

The top 20 Ideas About Ariel Mermaid Party Ideas .Mermaids are big with kids. In other news,…
Christmas Party Ideas
25 Best Fun Staff Christmas Party Ideas

by admin August 25, 2018

by admin August 25, 2018

25 Best Fun Staff Christmas Party Ideas . Start your party preparation with our enjoyable Christmas party…
Funny Birthday Ideas
The 21 Best Ideas for Happy Birthday Poems for Him Funny

by admin August 25, 2018

by admin August 25, 2018

The 21 Best Ideas for Happy Birthday Poems for Him Funny .Birthday is an opportunity to make…
Anklets
20 Of the Best Ideas for Anklet Bracelet

by admin August 25, 2018

by admin August 25, 2018

20 Of the Best Ideas for Anklet Bracelet .An anklet, also called ankle joint chain, ankle arm…
Birthday Wishes Ideas
25 Ideas for 13th Birthday Wishes

by admin August 25, 2018

by admin August 25, 2018

25 Ideas for 13th Birthday Wishes . Birthday celebrations are among the most renowned occasions of our…
Education Quotes
35 Best Ideas Education Quotes for Students

by admin August 25, 2018

by admin August 25, 2018

35 Best Ideas Education Quotes for Students .Education and learning is perhaps one of the most essential…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?