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Engagement
The 22 Best Ideas for Jcpenney Diamond Engagement Rings

by admin April 22, 2019

by admin April 22, 2019

The 22 Best Ideas for Jcpenney Diamond Engagement Rings .It s most likely that you initially picture…
Best Cinco de Mayo Ideas
The Best Easy Cinco De Mayo Crafts

by admin April 22, 2019

by admin April 22, 2019

The Best Easy Cinco De Mayo Crafts .An additional clever concept is to take a bottle of…
Braid Hairstyles
21 Best Braids to the Scalp Hairstyles

by admin April 22, 2019

by admin April 22, 2019

21 Best Braids to the Scalp Hairstyles .Supplying you do not have incredibly brief hair like a…
Best Pi Day Ideas
21 Best Ideas Pi Day Activities for Middle School Worksheets

by admin April 22, 2019

by admin April 22, 2019

21 Best Ideas Pi Day Activities for Middle School Worksheets .What is p anyhow? Divide any kind…
Best Pi Day Ideas
The Best Ideas for Pi Day 2013 Activities

by admin April 22, 2019

by admin April 22, 2019

The Best Ideas for Pi Day 2013 Activities .Pi has actually been determined to over one trillion…
Mother's Day Recipes
20 Ideas for Mothers Day Food Gifts

by admin April 22, 2019

by admin April 22, 2019

20 Ideas for Mothers Day Food Gifts .Mommy’s Day Recipes Make Mommy delighted with a self-made goodie…
Mermaid Party Ideas
20 Best Mermaid Party Ideas Pinterest

by admin April 21, 2019

by admin April 21, 2019

20 Best Mermaid Party Ideas Pinterest .Mermaids allow with kids. In various other news, water is damp.…
Passover Recipes
23 Ideas for Passover Recipes Vegetarian

by admin April 21, 2019

by admin April 21, 2019

23 Ideas for Passover Recipes Vegetarian .Eco-friendly is usually difficult to find by during Passover, though a…
Valentine's Day Recipes
20 Best Ideas Valentines Day Wedding Cakes

by admin April 21, 2019

by admin April 21, 2019

20 Best Ideas Valentines Day Wedding Cakes .Consuming Richly + Cookies & Cups Sure, a charming dinner…
Beautiful Nails
20 Ideas for Pretty Nails Beaver Wv

by admin April 21, 2019

by admin April 21, 2019

20 Ideas for Pretty Nails Beaver Wv .Lovely Nails & Body Beauty salon brings an unique, indulgent…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?