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Wedding Shoes
The top 24 Ideas About Comfy Wedding Shoes

by admin July 1, 2019

by admin July 1, 2019

The top 24 Ideas About Comfy Wedding Shoes .The bride-to-be can pick from a selection of wedding…
Bedroom Ideas
21 Superb Tween Boy Bedroom Ideas On A Budget

by admin June 30, 2019

by admin June 30, 2019

21 Superb Tween Boy Bedroom Ideas On A Budget .Make use of the filters below to search…
Gift Basket Ideas
The 22 Best Ideas for Beauty Gift Basket Ideas

by admin June 30, 2019

by admin June 30, 2019

The 22 Best Ideas for Beauty Gift Basket Ideas . I love gift baskets! Not only are…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for Girlfriends

by admin June 30, 2019

by admin June 30, 2019

Top 35 Gift Ideas for Girlfriends .It doesn t need to be a birthday celebration, anniversary, or…
Retirement Party Ideas
22 Ideas for Retirement Party Decoration Ideas

by admin June 30, 2019

by admin June 30, 2019

22 Ideas for Retirement Party Decoration Ideas .The Big Takeaways … When preparing somebody’s retirement party, think…
Gift Ideas For Girlfriend
35 Ideas for Girlfriend Gift Ideas Romantic

by admin June 30, 2019

by admin June 30, 2019

35 Ideas for Girlfriend Gift Ideas Romantic . Make your next gift the best gift for your…
Best Easter Ideas
The top 25 Ideas About Easter Craft

by admin June 30, 2019

by admin June 30, 2019

The top 25 Ideas About Easter Craft .Easter is simply around the edge and also undoubtedly you…
Diabetic Recipes
Top 25 Diabetic Healthy Recipes

by admin June 30, 2019

by admin June 30, 2019

Top 25 Diabetic Healthy Recipes .This must give you a balanced as well as healthy dinner that…
Birthday Decoration Ideas
Best 23 Scooby Doo Birthday Decorations

by admin June 30, 2019

by admin June 30, 2019

Best 23 Scooby Doo Birthday Decorations . When it comes to birthdays, you don’t always wish to…
Romantic Quotes
23 Ideas for Romantic Quotes for Husband

by admin June 30, 2019

by admin June 30, 2019

23 Ideas for Romantic Quotes for Husband . In this collection you will find: 1) enchanting quotes…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?