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Birthday Gift Ideas
20 Best Female 30th Birthday Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

20 Best Female 30th Birthday Gift Ideas .If you’re just after a exclusive birthday present, then you’ve…
Romantic Quotes
23 Ideas for Very Romantic Quotes

by admin July 4, 2019

by admin July 4, 2019

23 Ideas for Very Romantic Quotes . In this collection you will find: 1) enchanting quotes for…
Life Quotes
The Best Ideas for Rick and Morty Life Quotes

by admin July 4, 2019

by admin July 4, 2019

The Best Ideas for Rick and Morty Life Quotes . Absolutely a quote to obey, the American…
Anniversary Gift Ideas
20 Ideas for 4th Year Anniversary Gift Ideas

by admin July 4, 2019

by admin July 4, 2019

20 Ideas for 4th Year Anniversary Gift Ideas .Please your precious spouse by gifting a beautiful tailored…
Wedding Venues
The Best atlanta Wedding Venues

by admin July 4, 2019

by admin July 4, 2019

The Best atlanta Wedding Venues .After just a short time online you must have a pretty clear…
Wedding Dresses
The Best Tropical Wedding Dresses

by admin July 4, 2019

by admin July 4, 2019

The Best Tropical Wedding Dresses .Wedding gown budget plans are barely ever before specific. Try your hardest…
Nail Ideas
The Best Ideas for Summer Acrylic Nail Ideas

by admin July 4, 2019

by admin July 4, 2019

The Best Ideas for Summer Acrylic Nail Ideas .A bit of shimmer never harmed any individual, and…
Vegetarian Recipes
35 Best Vegetarian Broccoli Recipe

by admin July 4, 2019

by admin July 4, 2019

35 Best Vegetarian Broccoli Recipe .Make this timeless lunch favorite vegetarian by changing the chicken with chickpeas.…
Best Summer Ideas
The top 21 Ideas About Summer Broccoli Recipe

by admin July 4, 2019

by admin July 4, 2019

The top 21 Ideas About Summer Broccoli Recipe .There are LOTS points you can do with this…
Inspirational Quotes
24 Best Ideas Inspirational Morning Quotes

by admin July 4, 2019

by admin July 4, 2019

24 Best Ideas Inspirational Morning Quotes .Put life in viewpoint with with some brief yet sage pieces…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?