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Pool Ideas
30 Fantastic Best Above Ground Pool Light

by admin July 5, 2019

by admin July 5, 2019

30 Fantastic Best Above Ground Pool Light .If you are considering mounting an above ground swimming pool,…
Casserole Recipes
24 Of the Best Ideas for Velveeta Tuna Casserole

by admin July 5, 2019

by admin July 5, 2019

24 Of the Best Ideas for Velveeta Tuna Casserole .I made this tonight and also it ended…
Gift Ideas For Boyfriend
25 Ideas for Cute Gift Ideas for Your Boyfriend

by admin July 5, 2019

by admin July 5, 2019

25 Ideas for Cute Gift Ideas for Your Boyfriend .If your guy’s seeking a remarkable, thoughtful existing…
Best Pi Day Ideas
The Best Ideas for Pi Day Design

by admin July 4, 2019

by admin July 4, 2019

The Best Ideas for Pi Day Design .Pi Day is celebrated on March 14th (3/14) worldwide. Pi…
Romantic Quotes
23 Best Romantic Rain Quote

by admin July 4, 2019

by admin July 4, 2019

23 Best Romantic Rain Quote .The important things is that love provides us a ringside seat on…
Romantic Quotes
The Best Romantic Quote for Her

by admin July 4, 2019

by admin July 4, 2019

The Best Romantic Quote for Her . In this collection you will find: 1) enchanting quotes for…
DIY Craft for Kids Ideas
The 20 Best Ideas for Diy Room Decor for Kids

by admin July 4, 2019

by admin July 4, 2019

The 20 Best Ideas for Diy Room Decor for Kids . A current study by Dr. Richard…
Crochet Hairstyles
The Best Ideas for Crochet Faux Locs Hairstyles

by admin July 4, 2019

by admin July 4, 2019

The Best Ideas for Crochet Faux Locs Hairstyles .When mounted effectively, crochet braids look so all-natural, it…
Cake Recipes
22 Of the Best Ideas for Keto Pancakes with Cream Cheese

by admin July 4, 2019

by admin July 4, 2019

22 Of the Best Ideas for Keto Pancakes with Cream Cheese .Looking for an easy cake recipe?…
Best Valentines Day Ideas
20 Ideas for Gifts for Valentines Day for Him

by admin July 4, 2019

by admin July 4, 2019

20 Ideas for Gifts for Valentines Day for Him .There are thousands of valentine day ideas to…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?