Home, Family, Style and Art Ideas

Birthday Gift Ideas
Top 20 Ideas for A 60th Birthday Gift

by admin August 13, 2025

by admin August 13, 2025

Top 20 Ideas for A 60th Birthday Gift . Birthday Gifts If you’re just after a exceptional…
Dairy-Free Recipes
The 24 Best Ideas for Dairy Free Breakfast Recipes

by admin August 13, 2025

by admin August 13, 2025

The 24 Best Ideas for Dairy Free Breakfast Recipes .Dairy-Free Recipes Numerous dairy-free dinners and treats, consisting…
Printable Coloring Pages
The Best Monkey Printable Coloring Pages

by admin August 12, 2025

by admin August 12, 2025

The Best Monkey Printable Coloring Pages . Coloring pages and also printables for kids of all agesThe…
Kids Room Ideas
35 Amazing Kids Pool Table

by admin August 12, 2025

by admin August 12, 2025

35 Amazing Kids Pool Table .Look for small furniture embed in contemporary and also trendy layouts, with…
Birthday Wishes Ideas
Top 25 Big Sister Birthday Wishes

by admin August 12, 2025

by admin August 12, 2025

Top 25 Big Sister Birthday Wishes . Birthdays are amongst the most celebrated events of our lives.…
Best Cinco de Mayo Ideas
22 Of the Best Ideas for Cheap Cinco De Mayo Party Supplies

by admin August 12, 2025

by admin August 12, 2025

22 Of the Best Ideas for Cheap Cinco De Mayo Party Supplies .Mexican food provides itself to…
Best Summer Ideas
21 Of the Best Ideas for Summer soup Recipe

by admin August 11, 2025

by admin August 11, 2025

21 Of the Best Ideas for Summer soup Recipe .Purchase some pathway chalk and also let the…
Mothers Day Quotes
The 35 Best Ideas for Motherhood Quotes

by admin August 11, 2025

by admin August 11, 2025

The 35 Best Ideas for Motherhood Quotes .Mother’s Day is the special season when you reach commemorate…
Holiday Gift Ideas
22 Best Ideas Holiday Gift Ideas for Wife

by admin August 11, 2025

by admin August 11, 2025

22 Best Ideas Holiday Gift Ideas for Wife .Our yearly present overviews intend to make vacation buying…
DIY Mask Ideas
23 Best Diy Surgical Mask

by admin August 11, 2025

by admin August 11, 2025

23 Best Diy Surgical Mask . This moisturizing, personalized DIY sheet mask concept from Sarah Lee, founder…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?