Home, Family, Style and Art Ideas

Mothers Day Quotes
35 Best Birth Mother Quotes

by admin July 21, 2025

by admin July 21, 2025

35 Best Birth Mother Quotes .Mother’s Day is the unique season when you reach celebrate your first…
Best 4th of July Ideas
The Best Ideas for Best 4th Of July Food

by admin July 21, 2025

by admin July 21, 2025

The Best Ideas for Best 4th Of July Food .As your mind counts on food, a party…
Kitchen Ideas
20 Trendy Nyc Fireplaces and Outdoor Kitchens

by admin July 21, 2025

by admin July 21, 2025

20 Trendy Nyc Fireplaces and Outdoor Kitchens .A lot of outdoor kitchen areas are going to be…
Best Memorial Day Ideas
Top 23 Memorial Day Quotes Images

by admin July 20, 2025

by admin July 20, 2025

Top 23 Memorial Day Quotes Images .On Memorial Day, we memorialize not only those who have passed…
Best Gift Ideas
21 Best Ideas Best Gift Ideas for Husband

by admin July 20, 2025

by admin July 20, 2025

21 Best Ideas Best Gift Ideas for Husband .To the quintessential coffee lover, java is not just…
Anime Hairstyles
The Best Ideas for Cute Anime Hairstyles

by admin July 20, 2025

by admin July 20, 2025

The Best Ideas for Cute Anime Hairstyles .Brief anime lady hairstyles are typical. Mikoto Urabe from Mysterious…
Birthday Gift Ideas
20 Best 60th Birthday Gag Gift Ideas

by admin July 20, 2025

by admin July 20, 2025

20 Best 60th Birthday Gag Gift Ideas .If you’re the moment a one of a kind birthday…
Baby Room Décor
The Best Ideas for Baby Shower Gift Table Decoration

by admin July 19, 2025

by admin July 19, 2025

The Best Ideas for Baby Shower Gift Table Decoration .With all the alternatives as well as nursery…
Wedding Veils
Top 25 Cost Of Wedding Veil

by admin July 19, 2025

by admin July 19, 2025

Top 25 Cost Of Wedding Veil .For how long you plan on using your veil can dictate…
Cute Hairstyles
Top 22 Cute Flat Iron Hairstyles

by admin July 19, 2025

by admin July 19, 2025

Top 22 Cute Flat Iron Hairstyles .Choosing the appropriate color is also required for enhancing the total…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?