Home, Family, Style and Art Ideas

Birthday Wishes Ideas
25 Best Ideas Happy Birthday Wishes for Her

by admin September 30, 2025

by admin September 30, 2025

25 Best Ideas Happy Birthday Wishes for Her . Birthday celebrations are amongst the most celebrated events…
Wedding Gift Ideas
Top 20 Gift Ideas for Husband On Wedding Day

by admin September 30, 2025

by admin September 30, 2025

Top 20 Gift Ideas for Husband On Wedding Day .A set of luggage is a best gift…
Nail Designs
20 Of the Best Ideas for Teen Nail Designs

by admin September 30, 2025

by admin September 30, 2025

20 Of the Best Ideas for Teen Nail Designs .If you are looking for a restrained gel…
DIY Kit Ideas
Top 23 Diy Mess Kit

by admin September 30, 2025

by admin September 30, 2025

Top 23 Diy Mess Kit .Lacking different methods of fire illumination, the Zippo Emergency Situation Fire Kit…
Beautiful Nails
Best 20 Pretty Nails Tumblr

by admin September 29, 2025

by admin September 29, 2025

Best 20 Pretty Nails Tumblr .Beautiful Nails & Body Beauty parlor brings an unique, indulgent and also…
Nail Designs
20 Best Racing Nail Designs

by admin September 29, 2025

by admin September 29, 2025

20 Best Racing Nail Designs .As soon as the bright white shades of summer season have actually…
Baby Shower Party
Top 25 Baby Reveal Party

by admin September 29, 2025

by admin September 29, 2025

Top 25 Baby Reveal Party .Normal gifts connected to infants consist of diapers, blankets, baby playthings, bottles,…
DIY Dog Ideas
22 Best Ideas Easy Diy Dog Beds

by admin September 29, 2025

by admin September 29, 2025

22 Best Ideas Easy Diy Dog Beds .It’s part plaything, component treat, with a complete serving of…
Christmas Gift Ideas
Top 20 Christmas Gift Ideas for 14 Year Old Daughter

by admin September 28, 2025

by admin September 28, 2025

Top 20 Christmas Gift Ideas for 14 Year Old Daughter .Discover the best gift for everybody on…
Anniversary Gift Ideas
20 Best 8th Anniversary Gift Ideas for Him

by admin September 28, 2025

by admin September 28, 2025

20 Best 8th Anniversary Gift Ideas for Him .You love your partner and also you dislike them…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?