Home, Family, Style and Art Ideas

Graduation Party Ideas
35 Best Crazy Graduation Party Ideas

by admin June 19, 2025

by admin June 19, 2025

35 Best Crazy Graduation Party Ideas . Provide your graduate a grand send-off by having visitors write…
Beach Wedding
The Best Beach Weddings In Florida

by admin June 19, 2025

by admin June 19, 2025

The Best Beach Weddings In Florida .I think the majority of us who intend a coastline wedding…
DIY Craft for Preschoolers Ideas
25 Of the Best Ideas for Mother's Day Craft Ideas for Preschoolers

by admin June 18, 2025

by admin June 18, 2025

25 Of the Best Ideas for Mother&#039;s Day Craft Ideas for Preschoolers .Prepare to take arts ‘n’…
Best Valentines Day Ideas
The top 20 Ideas About Happy Valentines Day Best Friend Quotes

by admin June 18, 2025

by admin June 18, 2025

The top 20 Ideas About Happy Valentines Day Best Friend Quotes .Yes, the charming day is close.…
Nail Designs
20 Best Queen Of Hearts Nail Designs

by admin June 18, 2025

by admin June 18, 2025

20 Best Queen Of Hearts Nail Designs .If you are looking for a suppressed gel nail suggestion,…
Best Fall Ideas
The top 21 Ideas About Quotes About the Fall Of Rome

by admin June 17, 2025

by admin June 17, 2025

The top 21 Ideas About Quotes About the Fall Of Rome .@[One of the most touching and…
Birthday Gift Inspirations
Best 24 3 Year Old Birthday Gift Ideas

by admin June 17, 2025

by admin June 17, 2025

Best 24 3 Year Old Birthday Gift Ideas . Sure, you can choose something cool off of…
Gifts for Kids
Best 22 Outdoor Gifts for Kids

by admin June 17, 2025

by admin June 17, 2025

Best 22 Outdoor Gifts for Kids .Not just do these bikes give a seamless flight for youngsters,…
Anniversary Gift Ideas
The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents

by admin June 17, 2025

by admin June 17, 2025

The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents .Please your cherished partner by…
Best Memorial Day Ideas
23 Of the Best Ideas for Fun Memorial Day Activities

by admin June 16, 2025

by admin June 16, 2025

23 Of the Best Ideas for Fun Memorial Day Activities .Memorial Day is an unique celebration in…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?