Home, Family, Style and Art Ideas

DIY Home Decoration Ideas
22 Best Diy Decorated Wine Bottles

by admin July 2, 2025

by admin July 2, 2025

22 Best Diy Decorated Wine Bottles .When choosing your DIY residence projects, wear t fail to remember…
Gift Ideas For Boys
Top 23 Baptism Gift Ideas for Boys

by admin July 2, 2025

by admin July 2, 2025

Top 23 Baptism Gift Ideas for Boys . This gift is both technology and responsive. Plus, it…
Wedding Vows
The 21 Best Ideas for Funny Wedding Vows Samples

by admin July 2, 2025

by admin July 2, 2025

The 21 Best Ideas for Funny Wedding Vows Samples .Lots of people feel that composing their very…
Potatoes Recipes
The Best Ideas for Cold Sweet Potato Salad

by admin July 1, 2025

by admin July 1, 2025

The Best Ideas for Cold Sweet Potato Salad .I’ve made several sorts of scalloped potatoes yet I…
Wedding Rings
22 Best Cheap Wedding Rings for Him

by admin July 1, 2025

by admin July 1, 2025

22 Best Cheap Wedding Rings for Him .You want to pick it carefully because your wedding event…
Girls Hairstyle
24 Of the Best Ideas for Hairstyle for School Girl

by admin July 1, 2025

by admin July 1, 2025

24 Of the Best Ideas for Hairstyle for School Girl .There are hundreds of preferred little girl…
Birthday Gift Ideas
Best 20 Gift Ideas for 1st Birthday

by admin July 1, 2025

by admin July 1, 2025

Best 20 Gift Ideas for 1st Birthday . Determine towards our large wide variety of resourceful reward…
Mothers Day Gift Ideas
The Best New Mom Mother Day Gift Ideas

by admin June 30, 2025

by admin June 30, 2025

The Best New Mom Mother Day Gift Ideas .The last point any mama wants is a fistful…
Retirement Party Ideas
22 Ideas for Funny Teacher Retirement Party Ideas

by admin June 30, 2025

by admin June 30, 2025

22 Ideas for Funny Teacher Retirement Party Ideas .The Big Takeaways … When intending somebody’s retired life…
Chinese Recipes
The Best Ideas for Chinese Bun Recipes

by admin June 30, 2025

by admin June 30, 2025

The Best Ideas for Chinese Bun Recipes .This is a crispy, splendidly pleasing salad that is fantastic…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?