Home, Family, Style and Art Ideas

Best Mothers Day Ideas
The 21 Best Ideas for Mother's Day Flower Arrangements Ideas

by admin August 25, 2025

by admin August 25, 2025

The 21 Best Ideas for Mother&#039;s Day Flower Arrangements Ideas .Being working mom, I suggest providing her…
Coloring Pages For Adults
The Best Bible Coloring Pages for Adults

by admin August 25, 2025

by admin August 25, 2025

The Best Bible Coloring Pages for Adults . Coloring pages are no more simply for children. Certainly,…
DIY Craft for Preschoolers Ideas
Best 25 Creative Activities for Preschoolers

by admin August 25, 2025

by admin August 25, 2025

Best 25 Creative Activities for Preschoolers . Given that springtime is the time for revival as well…
Long Hairstyles
The top 23 Ideas About Hairstyles Long Layered

by admin August 24, 2025

by admin August 24, 2025

The top 23 Ideas About Hairstyles Long Layered .Most importantly with long hairstyles, you have to prevent…
Wedding Rings
The Best Ideas for Wooden Wedding Ring

by admin August 24, 2025

by admin August 24, 2025

The Best Ideas for Wooden Wedding Ring .Wedding celebration rings been available in numerous various materials. One…
DIY Craft for Adult Ideas
The top 20 Ideas About Fun Craft for Adults

by admin August 24, 2025

by admin August 24, 2025

The top 20 Ideas About Fun Craft for Adults . Another of my favored craft evening ideas…
DIY Gift Ideas
30 Best Diy Couples Gift Ideas

by admin August 24, 2025

by admin August 24, 2025

30 Best Diy Couples Gift Ideas .When a gift is handmade, it lugs special meaning. It reveals…
Wedding Hairstyles
23 Ideas for Old Hollywood Wedding Hairstyles

by admin August 23, 2025

by admin August 23, 2025

23 Ideas for Old Hollywood Wedding Hairstyles .A female’s big day is just one of one of…
DIY Crafts for Kids
The top 22 Ideas About Diy Child Halloween Costumes

by admin August 23, 2025

by admin August 23, 2025

The top 22 Ideas About Diy Child Halloween Costumes .A little felt, googly eyes, as well as…
Appetizer Recipes
The top 30 Ideas About asian Appetizer Recipes

by admin August 23, 2025

by admin August 23, 2025

The top 30 Ideas About asian Appetizer Recipes .The trick to bringing an appetizer to a party…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?