Home, Family, Style and Art Ideas

Best Fall Ideas
The Best Ideas for Fall Container Ideas

by admin February 25, 2025

by admin February 25, 2025

The Best Ideas for Fall Container Ideas .@[One of the most touching and glamorous style wedding events…
Cooking for Kids Recipes
The Best Ideas for Desserts for Kids

by admin February 24, 2025

by admin February 24, 2025

The Best Ideas for Desserts for Kids .There’s no doubt about it, children + food preparation =…
Wedding Flowers
23 Ideas for Wedding Flower Names

by admin February 24, 2025

by admin February 24, 2025

23 Ideas for Wedding Flower Names .The very first step for the bride is to pick the…
Baby Quotes
21 Of the Best Ideas for Baby Shower Cards Quotes

by admin February 24, 2025

by admin February 24, 2025

21 Of the Best Ideas for Baby Shower Cards Quotes .When he ultimately was put into my…
Marriage Quotes
The top 25 Ideas About Movie Quotes About Love and Marriage

by admin February 24, 2025

by admin February 24, 2025

The top 25 Ideas About Movie Quotes About Love and Marriage . He’s a household male, and…
Female Hairstyles
25 Of the Best Ideas for Destiny 2 Awoken Female Hairstyles

by admin February 23, 2025

by admin February 23, 2025

25 Of the Best Ideas for Destiny 2 Awoken Female Hairstyles .This hairstyle is meant for ladies…
Curly Hairstyles
The top 25 Ideas About Naturally Curly Hair Hairstyles

by admin February 23, 2025

by admin February 23, 2025

The top 25 Ideas About Naturally Curly Hair Hairstyles .You can use this hair shampoo in the…
DIY Craft for Kids Ideas
Best 20 Harley Quinn Kids Costume Diy

by admin February 23, 2025

by admin February 23, 2025

Best 20 Harley Quinn Kids Costume Diy .Looking for fun crafts to try with your grandchildren and…
Male Hairstyles
Top 24 asian Male Short Hairstyle

by admin February 23, 2025

by admin February 23, 2025

Top 24 asian Male Short Hairstyle .What numerous hair stylists are recommending today is that you keep…
DIY Mask Ideas
The top 23 Ideas About Diy Anti Aging Mask

by admin February 22, 2025

by admin February 22, 2025

The top 23 Ideas About Diy Anti Aging Mask . This moisturizing, personalized DIY sheet mask suggestion…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?