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Gifts for Kids
The 22 Best Ideas for Gifts for Mothers who Have Lost A Child

by admin August 23, 2025

by admin August 23, 2025

The 22 Best Ideas for Gifts for Mothers who Have Lost A Child .Seeking something a little…
Gift Ideas For Girls
24 Best Tween Girls Christmas Gift Ideas

by admin August 22, 2025

by admin August 22, 2025

24 Best Tween Girls Christmas Gift Ideas .Teen girls are rather hard to look for, that makes…
Graduation Gift Ideas
25 Best Ideas Graduation Gift Ideas for Brother

by admin August 22, 2025

by admin August 22, 2025

25 Best Ideas Graduation Gift Ideas for Brother . Whether grads are mosting likely to university, heading…
Best Labor Day Ideas
24 Best Labor Day Menus Ideas

by admin August 22, 2025

by admin August 22, 2025

24 Best Labor Day Menus Ideas .Produce them yourself if you can’t discover watermelon bowls then. Usage…
Noodle Recipes
20 Best Ideas Lo Mein Noodles Recipe

by admin August 22, 2025

by admin August 22, 2025

20 Best Ideas Lo Mein Noodles Recipe .20 very easy noodle recipes you need to understand Perfect…
Natural Hairstyles
The Best Ideas for Hairstyles for Short Black Natural Hair

by admin August 21, 2025

by admin August 21, 2025

The Best Ideas for Hairstyles for Short Black Natural Hair .Considering that our tresses belong to our…
Birthday Quote Ideas
The Best Ideas for Happy Birthday Love Quotes for Her

by admin August 21, 2025

by admin August 21, 2025

The Best Ideas for Happy Birthday Love Quotes for Her .Sending out birthday celebration greetings has come…
Summer Party Ideas
22 Best Ideas Summer Bday Party Ideas

by admin August 21, 2025

by admin August 21, 2025

22 Best Ideas Summer Bday Party Ideas .@[Cozy climate requires an enjoyable summertime event with friends and…
Landscape Ideas
20 Sensational Diy Landscape Design

by admin August 21, 2025

by admin August 21, 2025

20 Sensational Diy Landscape Design .A backyard is an extension of what’s taking place inside our residence,…
Best Gift Ideas
Top 21 Creative Gift Ideas for Best Friend

by admin August 20, 2025

by admin August 20, 2025

Top 21 Creative Gift Ideas for Best Friend . Get a set of these truly cool unisex…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?