Home, Family, Style and Art Ideas

Best Fall Ideas
The top 21 Ideas About Quotes About the Fall Of Rome

by admin June 17, 2025

by admin June 17, 2025

The top 21 Ideas About Quotes About the Fall Of Rome .@[One of the most touching and…
Birthday Gift Inspirations
Best 24 3 Year Old Birthday Gift Ideas

by admin June 17, 2025

by admin June 17, 2025

Best 24 3 Year Old Birthday Gift Ideas . Sure, you can choose something cool off of…
Gifts for Kids
Best 22 Outdoor Gifts for Kids

by admin June 17, 2025

by admin June 17, 2025

Best 22 Outdoor Gifts for Kids .Not just do these bikes give a seamless flight for youngsters,…
Anniversary Gift Ideas
The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents

by admin June 17, 2025

by admin June 17, 2025

The 20 Best Ideas for Golden Wedding Anniversary Gift Ideas for Parents .Please your cherished partner by…
Best Memorial Day Ideas
23 Of the Best Ideas for Fun Memorial Day Activities

by admin June 16, 2025

by admin June 16, 2025

23 Of the Best Ideas for Fun Memorial Day Activities .Memorial Day is an unique celebration in…
Best Christmas Ideas
The top 25 Ideas About Funny Christmas Gifts

by admin June 16, 2025

by admin June 16, 2025

The top 25 Ideas About Funny Christmas Gifts .Besides blossoms, cards and also cakes, the suitable gifts…
Birthday Wishes Ideas
The Best Ideas for Inspirational Happy Birthday Wishes

by admin June 16, 2025

by admin June 16, 2025

The Best Ideas for Inspirational Happy Birthday Wishes .Sending birthday celebration greetings has come to be a…
Anklets
20 Of the Best Ideas for Anklet Kundan

by admin June 16, 2025

by admin June 16, 2025

20 Of the Best Ideas for Anklet Kundan .In the modern-day times, there are not many indicators…
Nail Colors
22 Ideas for Chrome Nail Colors

by admin June 15, 2025

by admin June 15, 2025

22 Ideas for Chrome Nail Colors .Juicy reds are soaring up the style charts this fall. However…
Halloween Recipes
22 Ideas for Halloween Pumpkin Cookies

by admin June 15, 2025

by admin June 15, 2025

22 Ideas for Halloween Pumpkin Cookies .When you’ve ended up changing the residence into a haunted manor…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?