Home, Family, Style and Art Ideas

Kids Room Décor Ideas
Best 23 Kids Rooms Paint Color Ideas

by admin July 28, 2025

by admin July 28, 2025

Best 23 Kids Rooms Paint Color Ideas .Versatility is essential when it comes to creating your child’s…
Thanksgiving Recipes
30 Ideas for Fried Turkey for Thanksgiving

by admin July 28, 2025

by admin July 28, 2025

30 Ideas for Fried Turkey for Thanksgiving .I do not recognize how lots of times I made…
Dessert Recipes
The 30 Best Ideas for Traditional Irish Desserts

by admin July 28, 2025

by admin July 28, 2025

The 30 Best Ideas for Traditional Irish Desserts .Five ingredients and 15 minutes is all it takes…
Best Fathers Day Ideas
Top 20 Popular Fathers Day Gift

by admin July 27, 2025

by admin July 27, 2025

Top 20 Popular Fathers Day Gift .Fathers day may get on a Sunday yet that does not…
DIY Costume Ideas
The 35 Best Ideas for Rainbow Costume Diy

by admin July 27, 2025

by admin July 27, 2025

The 35 Best Ideas for Rainbow Costume Diy .Halloween is an open invitation to be as well…
Nail Colors
22 Ideas for Cute Gel Nail Colors

by admin July 27, 2025

by admin July 27, 2025

22 Ideas for Cute Gel Nail Colors .From the worlds of the Egyptian Pharaohs to the Aztecs,…
Anniversary Gift Ideas
20 Best 10th Anniversary Gift Ideas for Him

by admin July 27, 2025

by admin July 27, 2025

20 Best 10th Anniversary Gift Ideas for Him .You enjoy your partner and also you hate them…
Bridesmaid Hairstyles
Best 21 Curled Hairstyles for Bridesmaids

by admin July 26, 2025

by admin July 26, 2025

Best 21 Curled Hairstyles for Bridesmaids .The very first thing to take into consideration is the gowns…
Cute Hairstyles
The Best Cute School Hairstyles

by admin July 26, 2025

by admin July 26, 2025

The Best Cute School Hairstyles .Picking the ideal color is also essential for enhancing the overall look…
Easy Hairstyles
21 Best Ideas Easy Cute Hairstyles for Medium Hair

by admin July 26, 2025

by admin July 26, 2025

21 Best Ideas Easy Cute Hairstyles for Medium Hair .This hairstyle is straightforward yet romantic. Gather the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?