Home, Family, Style and Art Ideas

Earrings
The 24 Best Ideas for Weight Loss Earrings

by admin October 31, 2025

by admin October 31, 2025

The 24 Best Ideas for Weight Loss Earrings .It is claimed that a lady is best specified…
Birthday Gift Ideas
20 Best Birthday Gift Ideas for 15 Year Old Boy

by admin October 31, 2025

by admin October 31, 2025

20 Best Birthday Gift Ideas for 15 Year Old Boy . Select in opposition to our wide…
DIY Home Decoration Ideas
The Best Ideas for Diy Decorating Projects

by admin October 31, 2025

by admin October 31, 2025

The Best Ideas for Diy Decorating Projects . For easy DIY style, print out preferred prints from…
DIY Craft for Kids Ideas
The Best Diy Fairy Costumes for Kids

by admin October 30, 2025

by admin October 30, 2025

The Best Diy Fairy Costumes for Kids . A current study by Dr. Richard Rende exposed that…
Kids Room Ideas
35 Cute Kids Bathroom Sets

by admin October 30, 2025

by admin October 30, 2025

35 Cute Kids Bathroom Sets .Restroom sets may be composed of all kind of carpets. Bathrooms that…
Best Spring Ideas
The 23 Best Ideas for Spring Ideas Outfits

by admin October 30, 2025

by admin October 30, 2025

The 23 Best Ideas for Spring Ideas Outfits .It can be the shade of a light, the…
Anime Hairstyles
The Best Ideas for How to Anime Hairstyle

by admin October 30, 2025

by admin October 30, 2025

The Best Ideas for How to Anime Hairstyle .Sometimes the hair shows up semi-transparent, with the personality’s…
Birthday Invitation Ideas
Top 25 Magic Birthday Party Invitations

by admin October 29, 2025

by admin October 29, 2025

Top 25 Magic Birthday Party Invitations . Whether you’re planning a birthday celebration celebration for your little…
Mothers Day Gift Ideas
Top 30 Mothers Day Gift Ideas From toddlers

by admin October 29, 2025

by admin October 29, 2025

Top 30 Mothers Day Gift Ideas From toddlers .The last point any mom wants is a fistful…
Jewelry Sets
25 Best Ideas Black Wedding Band Sets

by admin October 29, 2025

by admin October 29, 2025

25 Best Ideas Black Wedding Band Sets .Fashion jewelry collections make an exceptional gift for your other…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?