Home, Family, Style and Art Ideas

Wedding Gifts
The Best Second Marriage Wedding Gifts

by admin September 17, 2025

by admin September 17, 2025

The Best Second Marriage Wedding Gifts .Sending wedding gifts to praise a couple for starting their lives…
Kitchen Ideas
24 Insanely Chic Modern Galley Kitchen

by admin September 17, 2025

by admin September 17, 2025

24 Insanely Chic Modern Galley Kitchen .Modern kitchen area concepts as well as inspirationThe contemporary kitchen area…
Baby Room Décor
The top 20 Ideas About Airplane Baby Room Decor

by admin September 17, 2025

by admin September 17, 2025

The top 20 Ideas About Airplane Baby Room Decor .When a crib is grown out of, consider…
Long Hairstyles
The 23 Best Ideas for Medium Length Hairstyles for Long Faces

by admin September 16, 2025

by admin September 16, 2025

The 23 Best Ideas for Medium Length Hairstyles for Long Faces .Most notably with long hairstyles, you…
Quotes for Kids
Top 20 Julia Child Famous Quotes

by admin September 16, 2025

by admin September 16, 2025

Top 20 Julia Child Famous Quotes .Individuals from every walk of life have something to claim concerning…
Best Valentines Day Ideas
Top 20 Valentines Day Gift Bags

by admin September 16, 2025

by admin September 16, 2025

Top 20 Valentines Day Gift Bags .An excellent Valentines Day idea for your partner can be a…
Halloween Party Ideas
23 Of the Best Ideas for First Grade Halloween Party Ideas

by admin September 16, 2025

by admin September 16, 2025

23 Of the Best Ideas for First Grade Halloween Party Ideas .Though trick-or-treating and also pulling together…
DIY Kit Ideas
23 Ideas for Diy soldering Kits

by admin September 15, 2025

by admin September 15, 2025

23 Ideas for Diy soldering Kits .Lacking alternate techniques of fire lights, the Zippo Emergency Situation Fire…
Best Valentines Day Ideas
20 Best Valentines Day Gift Basket

by admin September 15, 2025

by admin September 15, 2025

20 Best Valentines Day Gift Basket .Go to your chocolate store as well as have the “pet…
Best Spring Ideas
Top 23 Spring Ideas Bulletin Boards

by admin September 15, 2025

by admin September 15, 2025

Top 23 Spring Ideas Bulletin Boards .It comes to no surprise that spring is an usual ideas…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?