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Holiday Gift Ideas
22 Best Ideas Holiday Gift Ideas for Wife

by admin August 11, 2025

by admin August 11, 2025

22 Best Ideas Holiday Gift Ideas for Wife .Our yearly present overviews intend to make vacation buying…
DIY Mask Ideas
23 Best Diy Surgical Mask

by admin August 11, 2025

by admin August 11, 2025

23 Best Diy Surgical Mask . This moisturizing, personalized DIY sheet mask concept from Sarah Lee, founder…
Wedding Rings
Top 22 Elvish Wedding Rings

by admin August 10, 2025

by admin August 10, 2025

Top 22 Elvish Wedding Rings .You want to choose it very carefully because your wedding event ring…
Curly Hairstyles
25 Of the Best Ideas for Curly Wedding Hairstyles Half Up Half Down

by admin August 10, 2025

by admin August 10, 2025

25 Of the Best Ideas for Curly Wedding Hairstyles Half Up Half Down .Just bear in mind…
Male Hairstyles
24 Of the Best Ideas for Medium Male Hairstyles

by admin August 10, 2025

by admin August 10, 2025

24 Of the Best Ideas for Medium Male Hairstyles .The following step you require to act upon…
Nail Ideas
The 23 Best Ideas for Burgundy Nail Ideas

by admin August 10, 2025

by admin August 10, 2025

The 23 Best Ideas for Burgundy Nail Ideas .As soon as the intense white shades of summer…
Beautiful Nails
The Best Really Pretty Nails

by admin August 9, 2025

by admin August 9, 2025

The Best Really Pretty Nails .Our expert and welcoming team make it their top priority to guarantee…
Braid Hairstyles
21 Of the Best Ideas for Side Cornrow Braid Hairstyles

by admin August 9, 2025

by admin August 9, 2025

21 Of the Best Ideas for Side Cornrow Braid Hairstyles .Supplying you do not have incredibly brief…
Birthday Invitation Ideas
25 Ideas for Personalized Hello Kitty Birthday Invitations

by admin August 9, 2025

by admin August 9, 2025

25 Ideas for Personalized Hello Kitty Birthday Invitations . Before the wedding day, strategy ahead as well…
Birthday Party Inspirations
Best 30 sofia Birthday Party

by admin August 9, 2025

by admin August 9, 2025

Best 30 sofia Birthday Party .Host the Ultimate Celebration with Themed Birthday Celebration SuppliesBirthday events must be…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?