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Birthday Gift Ideas
20 Ideas for 20th Birthday Gift Ideas for Best Friend

by admin September 6, 2025

by admin September 6, 2025

20 Ideas for 20th Birthday Gift Ideas for Best Friend .If you’re immediately after a one of…
DIY Christmas Ideas
The 24 Best Ideas for Diy Christmas Gifts

by admin September 6, 2025

by admin September 6, 2025

The 24 Best Ideas for Diy Christmas Gifts .Whip up a set of body butter for an…
Nail Designs
The Best Light Pink Acrylic Nail Designs

by admin September 6, 2025

by admin September 6, 2025

The Best Light Pink Acrylic Nail Designs .If you are looking for a suppressed gel nail idea,…
DIY Craft for Toddlers Ideas
30 Best Ideas Diy Robot Costume toddler

by admin September 5, 2025

by admin September 5, 2025

30 Best Ideas Diy Robot Costume toddler . She will certainly enjoy the marshmallow Easter rabbit craft.…
Easter Party Ideas
30 Best Ideas Easter Ideas for Party

by admin September 5, 2025

by admin September 5, 2025

30 Best Ideas Easter Ideas for Party .Whether you have a tiny celebration or a huge family…
Pool Party Ideas
Top 23 Pool Party Game Ideas Girls

by admin September 5, 2025

by admin September 5, 2025

Top 23 Pool Party Game Ideas Girls . A summer season Olympics-themed swimming pool party is one…
Coloring Pages for Children
21 Ideas for Kids Coloring Pages Unicorn

by admin September 5, 2025

by admin September 5, 2025

21 Ideas for Kids Coloring Pages Unicorn .I am a Fourth Grade Catechist, as well as in…
Birthday Gift Ideas
The 20 Best Ideas for 18 Year Old Birthday Gift Ideas Girl

by admin September 4, 2025

by admin September 4, 2025

The 20 Best Ideas for 18 Year Old Birthday Gift Ideas Girl . So, in this article…
DIY Crafts for Kids
22 Best Ideas Baby Shower Diaper Crafts

by admin September 4, 2025

by admin September 4, 2025

22 Best Ideas Baby Shower Diaper Crafts .Young children should be concentrated on simple activities that aren…
Birthday Card Ideas
The Best Coloring Birthday Cards

by admin September 4, 2025

by admin September 4, 2025

The Best Coloring Birthday Cards . A homemade birthday celebration card indicates that you really did not…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?