Home, Family, Style and Art Ideas

Birthday Gift Ideas
20 Best Ideas 14th Birthday Gift Ideas

by admin September 11, 2025

by admin September 11, 2025

20 Best Ideas 14th Birthday Gift Ideas . Birthday Gifts If you’re when a special birthday reward,…
Fireplace Ideas
21 Antique 50 Electric Fireplace

by admin September 11, 2025

by admin September 11, 2025

21 Antique 50 Electric Fireplace .Among the great features of our wall surface placed and linear electrical…
Recipes for Kids
Best 25 12 Month Old Baby Food Recipes

by admin September 11, 2025

by admin September 11, 2025

Best 25 12 Month Old Baby Food Recipes .When your youngsters start revealing a passion in food…
Nail Designs
Top 20 Egyptian Nail Designs

by admin September 10, 2025

by admin September 10, 2025

Top 20 Egyptian Nail Designs .There are the standards, like pumpkins as well as charming deer, and…
Birthday Party Inspirations
30 Best softball Birthday Party Ideas

by admin September 10, 2025

by admin September 10, 2025

30 Best softball Birthday Party Ideas . First Birthday Suggestions >> Barnyard First Birthday Celebration Celebration Ideas…
Mens Hairstyles
25 Ideas for Wavy Mens Hairstyles

by admin September 10, 2025

by admin September 10, 2025

25 Ideas for Wavy Mens Hairstyles .The short organisation cut. It can be split to either side,…
Baby Room Décor
The Best Ideas for Baby Shower Onesie Decorating Ideas

by admin September 10, 2025

by admin September 10, 2025

The Best Ideas for Baby Shower Onesie Decorating Ideas .Take into consideration using a baby crib that…
Graduation Party Ideas
35 Ideas for Unique Graduation Party Decoration Ideas

by admin September 9, 2025

by admin September 9, 2025

35 Ideas for Unique Graduation Party Decoration Ideas . Offer your grad a grand send-off by having…
Baby Room Décor
The Best Ideas for Sheep Baby Decor

by admin September 9, 2025

by admin September 9, 2025

The Best Ideas for Sheep Baby Decor .When selecting your infant s nursery motif, be bold as…
Best Fathers Day Ideas
20 Of the Best Ideas for Fathers Day Hunting Gifts

by admin September 9, 2025

by admin September 9, 2025

20 Of the Best Ideas for Fathers Day Hunting Gifts .It’s exactly why it’s up to you…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?