Home, Family, Style and Art Ideas

Baby Shower Gift Ideas
30 Of the Best Ideas for Baby Boy Gift Ideas Pinterest

by admin June 1, 2025

by admin June 1, 2025

30 Of the Best Ideas for Baby Boy Gift Ideas Pinterest .It s a puppet, it s…
Wedding Themes
Top 20 How to Pick A Wedding theme

by admin May 31, 2025

by admin May 31, 2025

Top 20 How to Pick A Wedding theme .Take the time to sit down with your companion…
Coloring Pages for Children
The 21 Best Ideas for Coloring Pages for Kids Christmas

by admin May 31, 2025

by admin May 31, 2025

The 21 Best Ideas for Coloring Pages for Kids Christmas .Super coloring – totally free printable tinting…
Gift Ideas For Boys
Top 23 Gift Ideas for Young Boys

by admin May 31, 2025

by admin May 31, 2025

Top 23 Gift Ideas for Young Boys .Men are extremely straightforward as well as maybe that s…
DIY Wedding Ideas
Best 21 Mint to Be Wedding Favors Diy

by admin May 31, 2025

by admin May 31, 2025

Best 21 Mint to Be Wedding Favors Diy . Today We’ll share you most popular DIY wedding…
Wedding Veils
Top 25 How Do You Make A Wedding Veil

by admin May 30, 2025

by admin May 30, 2025

Top 25 How Do You Make A Wedding Veil .Exactly how long you plan on using your…
Christmas Gift Ideas
20 Best Ideas Christmas Gift Ideas for Him Under $25

by admin May 30, 2025

by admin May 30, 2025

20 Best Ideas Christmas Gift Ideas for Him Under $25 .Find the excellent gift for everybody on…
Kitchen Ideas
21 Elegant Rustic Kitchen Pictures

by admin May 30, 2025

by admin May 30, 2025

21 Elegant Rustic Kitchen Pictures .You do not need to stay in the nation or the hills…
Bathroom Ideas
25 Finest Bathroom Design Ideas Small

by admin May 30, 2025

by admin May 30, 2025

25 Finest Bathroom Design Ideas Small .A bathroom doesn’t require to be extravagant to look terrific. This…
Gifts for Kids
The 22 Best Ideas for Cooking Gifts for Kids

by admin May 29, 2025

by admin May 29, 2025

The 22 Best Ideas for Cooking Gifts for Kids .There are great deals of ways for kids…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?