Home, Family, Style and Art Ideas

Graduation Quotes
20 Best Graduation 2016 Quotes

by admin June 24, 2025

by admin June 24, 2025

20 Best Graduation 2016 Quotes . Right here are some funny graduation quotes to keep things loose.”…
Coloring Pages For Girls
The Best Lego Girls Coloring Pages

by admin June 24, 2025

by admin June 24, 2025

The Best Lego Girls Coloring Pages . In this category we gathered the best coloring pages for…
Male Hairstyles
24 Best Ideas Manga Male Hairstyles

by admin June 23, 2025

by admin June 23, 2025

24 Best Ideas Manga Male Hairstyles .What numerous hair stylists are advising today is that you maintain…
Wedding Gowns
23 Best Ideas Plus Wedding Gowns

by admin June 23, 2025

by admin June 23, 2025

23 Best Ideas Plus Wedding Gowns .It is suggested to use your picked lingerie for your wedding…
Birthday Decoration Ideas
The Best Ideas for Mickey Mouse Birthday Decoration Ideas

by admin June 23, 2025

by admin June 23, 2025

The Best Ideas for Mickey Mouse Birthday Decoration Ideas .Girls’ Birthday Materials Choose from 70+ birthday celebration…
Kids Room Ideas
35 Fascinating Kids Bathroom Art

by admin June 23, 2025

by admin June 23, 2025

35 Fascinating Kids Bathroom Art .Any kind of moms and dad recognizes that when you have several…
Funny Birthday Ideas
The 21 Best Ideas for Birthday Cards for Friends Funny

by admin June 22, 2025

by admin June 22, 2025

The 21 Best Ideas for Birthday Cards for Friends Funny . Invite to our collection of amusing…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for Male Teachers

by admin June 22, 2025

by admin June 22, 2025

Top 35 Valentine Gift Ideas for Male Teachers .You’re not a basic individual. That indicates when February…
Positive Quotes
The 35 Best Ideas for Positive Teacher Quotes

by admin June 22, 2025

by admin June 22, 2025

The 35 Best Ideas for Positive Teacher Quotes . Keep your thoughts favorable, because your ideas become…
Kitchen Ideas
20 Stunning Small Kitchen Renovation Ideas

by admin June 22, 2025

by admin June 22, 2025

20 Stunning Small Kitchen Renovation Ideas .A small kitchen can still have a big character. Enter this…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?