Home, Family, Style and Art Ideas

Fathers Day Gift Ideas
22 Best Ideas Great Father's Day Gift Ideas

by admin September 22, 2025

by admin September 22, 2025

22 Best Ideas Great Father&#039;s Day Gift Ideas . If your father is all about producing the…
Beautiful Nails
The 20 Best Ideas for Beautiful Nails Jonesboro Ar

by admin September 22, 2025

by admin September 22, 2025

The 20 Best Ideas for Beautiful Nails Jonesboro Ar .Beautiful Nails & Body Beauty parlor brings an…
DIY Box Ideas
20 Best Ideas Box Mod Kit Diy

by admin September 22, 2025

by admin September 22, 2025

20 Best Ideas Box Mod Kit Diy . If you enjoy to upcycle then you’re mosting likely…
Coloring Pages For Girls
The Best Girls Coloring Sheets

by admin September 21, 2025

by admin September 21, 2025

The Best Girls Coloring Sheets . In this category, you will find amazing Coloring Pages Powerpuff Girls…
Necklaces
The Best Ideas for Cross Necklace for Girl

by admin September 21, 2025

by admin September 21, 2025

The Best Ideas for Cross Necklace for Girl .Each silver fashion jewelry set discovered in the Trademark…
Earrings
Best 24 Silver Drop Earrings

by admin September 21, 2025

by admin September 21, 2025

Best 24 Silver Drop Earrings .An earring is a piece of precious jewelry connected to the ear…
Brooches
Best 22 Brooches Name

by admin September 21, 2025

by admin September 21, 2025

Best 22 Brooches Name .There s no far better method to cheer up your collar than with…
Kids Room Décor Ideas
The top 23 Ideas About Kids Room Divider Ideas

by admin September 20, 2025

by admin September 20, 2025

The top 23 Ideas About Kids Room Divider Ideas .Teen room suggestions As kids grow up, their…
Friendship Quotes
The 21 Best Ideas for Short and Sweet Friendship Quotes

by admin September 20, 2025

by admin September 20, 2025

The 21 Best Ideas for Short and Sweet Friendship Quotes . Relationships are birthed in a million…
Mens Hairstyles
25 Ideas for Mens Undercut Hairstyle 2020

by admin September 20, 2025

by admin September 20, 2025

25 Ideas for Mens Undercut Hairstyle 2020 .Hairstyles are every bit as vital for guys as it…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?