Home, Family, Style and Art Ideas

DIY Wood Ideas
The 21 Best Ideas for Diy Plywood Floors

by admin September 25, 2025

by admin September 25, 2025

The 21 Best Ideas for Diy Plywood Floors . Timber is an extremely functional product it can…
Kids Room Ideas
35 Amazing Kids Card Table

by admin September 25, 2025

by admin September 25, 2025

35 Amazing Kids Card Table .Help your little ones really feel like miss with someplace comfortable to…
Wedding Nails
20 Of the Best Ideas for French Tip Wedding Nails

by admin September 24, 2025

by admin September 24, 2025

20 Of the Best Ideas for French Tip Wedding Nails .Your big day will likely be the…
Birthday Quote Ideas
35 Ideas for Happy Birthday Quotes son

by admin September 24, 2025

by admin September 24, 2025

35 Ideas for Happy Birthday Quotes son . Our site supplies a variety of the craziest and…
Kids Room Décor Ideas
23 Best Ideas for Kids Rooms

by admin September 24, 2025

by admin September 24, 2025

23 Best Ideas for Kids Rooms .What did your area resemble when you were a kid? We’re…
Valentine's Day Recipes
The Best Ideas for Valentines Recipes Desserts

by admin September 24, 2025

by admin September 24, 2025

The Best Ideas for Valentines Recipes Desserts .Sure, an enchanting dinner is the celebrity of Valentine’s Day,…
Natural Hairstyles
The Best Natural Hairstyles with Bangs

by admin September 23, 2025

by admin September 23, 2025

The Best Natural Hairstyles with Bangs .There are a great deal of contaminants we get from anywhere…
Funny Quotes
25 Ideas for Funny Leap Year Quotes

by admin September 23, 2025

by admin September 23, 2025

25 Ideas for Funny Leap Year Quotes . I do not think that you can offer the…
Beautiful Nails
20 Ideas for Beautiful Nails Broken Arrow

by admin September 23, 2025

by admin September 23, 2025

20 Ideas for Beautiful Nails Broken Arrow .Our unique services include late evenings, commitment systems, exclusive hire,…
Anniversary Gift Ideas
20 Best Ideas 7th Wedding Anniversary Gift Ideas

by admin September 23, 2025

by admin September 23, 2025

20 Best Ideas 7th Wedding Anniversary Gift Ideas .On this day, you realize what a gift it…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?