Home, Family, Style and Art Ideas

Christmas Quotes
The 21 Best Ideas for Christmas Quotes for Moms

by admin August 19, 2025

by admin August 19, 2025

The 21 Best Ideas for Christmas Quotes for Moms . ” Nor is it the spirit of…
Birthday Invitation Ideas
Best 25 Free Printable Carnival Birthday Invitations

by admin August 19, 2025

by admin August 19, 2025

Best 25 Free Printable Carnival Birthday Invitations . Whether you’re planning a birthday celebration party for your…
Wedding Bands
Best 25 Kays Mens Wedding Bands

by admin August 19, 2025

by admin August 19, 2025

Best 25 Kays Mens Wedding Bands .My partner and also I purchased our bands online, as well…
Wedding Hairstyles
The 20 Best Ideas for Wedding Hairstyles Tutorials

by admin August 19, 2025

by admin August 19, 2025

The 20 Best Ideas for Wedding Hairstyles Tutorials .A female’s wedding day is just one of one…
Gift Ideas For Boys
Best 23 Gift Ideas 10 Year Old Boys

by admin August 18, 2025

by admin August 18, 2025

Best 23 Gift Ideas 10 Year Old Boys .Guys are really straightforward and also perhaps that s…
Wedding Cakes
The Best Wedding Cakes Near Me

by admin August 18, 2025

by admin August 18, 2025

The Best Wedding Cakes Near Me .Among the important things that you may have been thinking of…
Kids Room Décor Ideas
Top 23 Escape the Room Kids

by admin August 18, 2025

by admin August 18, 2025

Top 23 Escape the Room Kids .Adolescent room ideas As children grow up, their bedroom becomes an…
Kids Room Décor Ideas
23 Best Curtain Rods for Kids Room

by admin August 18, 2025

by admin August 18, 2025

23 Best Curtain Rods for Kids Room .The tones displayed on this website are a sign as…
Body Jewelry
The 23 Best Ideas for Body Jewelry Festival

by admin August 17, 2025

by admin August 17, 2025

The 23 Best Ideas for Body Jewelry Festival .With the climbing costs of silver and also gold,…
Best Labor Day Ideas
24 Ideas for Labor Day Activities 2020

by admin August 17, 2025

by admin August 17, 2025

24 Ideas for Labor Day Activities 2020 .As the very first Monday of September expands better, the…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?