Home, Family, Style and Art Ideas

Baby Shower Gifts
Top 21 Baby Boy Christmas Gift Ideas

by admin July 24, 2025

by admin July 24, 2025

Top 21 Baby Boy Christmas Gift Ideas .At the end of many showers, nonetheless, new mother and…
Birthday Invitation Ideas
25 Of the Best Ideas for Birthday Invitations Quotes

by admin July 23, 2025

by admin July 23, 2025

25 Of the Best Ideas for Birthday Invitations Quotes . Before the wedding day, plan ahead as…
DIY Costume Ideas
35 Ideas for Steampunk Costume Diy

by admin July 23, 2025

by admin July 23, 2025

35 Ideas for Steampunk Costume Diy .Halloween is an open invite to be and dress as nearly…
Wedding Rings
The 22 Best Ideas for Giuliana Rancic Wedding Ring

by admin July 23, 2025

by admin July 23, 2025

The 22 Best Ideas for Giuliana Rancic Wedding Ring .Prior to you as well as your fianc…
Wedding Vows
The Best Real Wedding Vows

by admin July 23, 2025

by admin July 23, 2025

The Best Real Wedding Vows .The size of the wedding event vows is very crucial, as also…
Prom Hairstyles
21 Best African American Prom Hairstyles

by admin July 22, 2025

by admin July 22, 2025

21 Best African American Prom Hairstyles .You also have to take into consideration the shape of your…
Natural Hairstyles
24 Of the Best Ideas for Shoulder Length Natural Hairstyles

by admin July 22, 2025

by admin July 22, 2025

24 Of the Best Ideas for Shoulder Length Natural Hairstyles .There are a lot of toxic substances…
Birthday Gift Ideas
The Best Ideas for 30th Birthday Gift Ideas for Best Friend

by admin July 22, 2025

by admin July 22, 2025

The Best Ideas for 30th Birthday Gift Ideas for Best Friend . So, in this article at…
Bridesmaid Hairstyles
The Best Ideas for Bridal Hairstyles for Black Brides

by admin July 22, 2025

by admin July 22, 2025

The Best Ideas for Bridal Hairstyles for Black Brides .The very first point to consider is the…
Wedding Decorations
22 Best Ideas Easy Wedding Decorations

by admin July 21, 2025

by admin July 21, 2025

22 Best Ideas Easy Wedding Decorations .When you have actually reserved and also arranged for the location…

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I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?