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Wedding Gift Ideas
20 Ideas for Wedding Gift Money Ideas

by admin March 24, 2020

by admin March 24, 2020

20 Ideas for Wedding Gift Money Ideas .A set of luggage is a best gift for the…
Gift Ideas For Couples
The 20 Best Ideas for Creative Gift Ideas for Couples

by admin September 16, 2019

by admin September 16, 2019

The 20 Best Ideas for Creative Gift Ideas for Couples .Discovering presents for couples is a cinch…
Gift Ideas For Couples
Top 20 Wedding Gift Ideas for the Couple who Has Everything

by admin September 10, 2019

by admin September 10, 2019

Top 20 Wedding Gift Ideas for the Couple who Has Everything .Finding presents for couples is a…
Birthday Gift Ideas
The 20 Best Ideas for Creative Gift Ideas for Husband Birthday

by admin August 2, 2019

by admin August 2, 2019

The 20 Best Ideas for Creative Gift Ideas for Husband Birthday . So, below at a person…
Wedding Gift Ideas
The Best Ideas for Wedding Gift Ideas for Bride and Groom From Friends

by admin April 20, 2019

by admin April 20, 2019

The Best Ideas for Wedding Gift Ideas for Bride and Groom From Friends .A set of baggage…
Wedding Gifts
The top 24 Ideas About Wedding Gift for Second Marriage

by admin July 19, 2018

by admin July 19, 2018

The top 24 Ideas About Wedding Gift for Second Marriage .Sending wedding gifts to praise a couple…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?