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Valentines Gift

Valentines Day Gift Ideas
The Best Valentines Gift Ideas for My Wife

by admin August 12, 2020

by admin August 12, 2020

The Best Valentines Gift Ideas for My Wife .You’re not a standard person. That implies when February…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Gift Box Ideas

by admin December 25, 2019

by admin December 25, 2019

35 Of the Best Ideas for Valentines Gift Box Ideas .You’re not a standard guy. That indicates…
Valentines Day Gift Ideas
35 Of the Best Ideas for Valentines Gift Ideas for Pregnant Wife

by admin October 24, 2019

by admin October 24, 2019

35 Of the Best Ideas for Valentines Gift Ideas for Pregnant Wife .Store from these thoughtful and…
Gift Ideas For Boyfriend
The Best Ideas for Valentines Gift for Boyfriend Ideas

by admin October 7, 2019

by admin October 7, 2019

The Best Ideas for Valentines Gift for Boyfriend Ideas . If you are the smart or DIY…
Gift Ideas For Boyfriend
Best 25 Valentines Gift Ideas for New Boyfriend

by admin May 30, 2018

by admin May 30, 2018

Best 25 Valentines Gift Ideas for New Boyfriend .Maybe his last gift to you was a loser…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?