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Valentines Day

Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Food Deals

by admin August 21, 2019

by admin August 21, 2019

The 20 Best Ideas for Valentines Day Food Deals .I imply Valentines Day. If you have a…
Valentines Day Gift Ideas
35 Best Valentine's Day Craft Gift Ideas

by admin August 21, 2019

by admin August 21, 2019

35 Best Valentine&#039;s Day Craft Gift Ideas .Store from these thoughtful as well as budget-friendly picks, and…
Gift Ideas For Boyfriend
Top 25 Valentine's Day Gift Ideas for Boyfriend Homemade

by admin August 17, 2019

by admin August 17, 2019

Top 25 Valentine&#039;s Day Gift Ideas for Boyfriend Homemade . If you are the smart or Do…
Best Valentines Day Ideas
20 Best Valentines Day Bulletin Board Ideas for Preschool

by admin August 10, 2019

by admin August 10, 2019

20 Best Valentines Day Bulletin Board Ideas for Preschool .A superb Valentines Day concept for your sweetheart…
Valentines Day Gift Ideas
Best 35 Valentines Day Male Gift Ideas

by admin August 6, 2019

by admin August 6, 2019

Best 35 Valentines Day Male Gift Ideas .Store from these thoughtful and affordable picks, and also pour…
Best Valentines Day Ideas
20 Of the Best Ideas for Valentines Day Card Ideas

by admin August 1, 2019

by admin August 1, 2019

20 Of the Best Ideas for Valentines Day Card Ideas .There are thousands of valentine day suggestions…
Best Valentines Day Ideas
20 Best Ideas Valentines Day Design

by admin July 13, 2019

by admin July 13, 2019

20 Best Ideas Valentines Day Design .I suggest Valentines Day. If you have a sweetheart, companion or…
Gift Ideas For Boyfriend
The top 25 Ideas About Valentine's Day Gift Ideas for Your Boyfriend

by admin July 13, 2019

by admin July 13, 2019

The top 25 Ideas About Valentine&#039;s Day Gift Ideas for Your Boyfriend .Possibly his last gift to…
Valentine's Day Recipes
The 20 Best Ideas for Valentine's Day Dinner Ideas

by admin July 12, 2019

by admin July 12, 2019

The 20 Best Ideas for Valentine&#039;s Day Dinner Ideas .Romantic recipes for that special somebody on Valentine’s…
Best Valentines Day Ideas
The Best Ideas for Valentines Day Gift for Boyfriend

by admin June 28, 2019

by admin June 28, 2019

The Best Ideas for Valentines Day Gift for Boyfriend .There are thousands of valentine day suggestions to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?