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Valentines Day

Valentines Day Gift Ideas
Best 35 Valentines Day Handmade Gift Ideas

by admin May 18, 2020

by admin May 18, 2020

Best 35 Valentines Day Handmade Gift Ideas .Shop from these thoughtful as well as cost effective picks,…
Valentine's Day Recipes
20 Best Valentines Day Chocolate Desserts

by admin May 9, 2020

by admin May 9, 2020

20 Best Valentines Day Chocolate Desserts .Charming recipes for that unique a person on Valentine’s Day. Right…
Best Valentines Day Ideas
20 Best Valentines Day Gift for Teacher

by admin February 13, 2020

by admin February 13, 2020

20 Best Valentines Day Gift for Teacher .An outstanding Valentines Day suggestion for your girlfriend can be…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Gifts for Parents

by admin January 30, 2020

by admin January 30, 2020

The 20 Best Ideas for Valentines Day Gifts for Parents .There are thousands of valentine day concepts…
Best Valentines Day Ideas
Top 20 Valentines Day Gifts Cards

by admin January 20, 2020

by admin January 20, 2020

Top 20 Valentines Day Gifts Cards .There are thousands of valentine day concepts to select from however…
Best Valentines Day Ideas
The Best Valentines Day Recipe

by admin January 7, 2020

by admin January 7, 2020

The Best Valentines Day Recipe .Go to your chocolate store and also have the “pet name” you…
Printable Coloring Pages
Best 21 Valentines Day Coloring Pages Printable

by admin January 2, 2020

by admin January 2, 2020

Best 21 Valentines Day Coloring Pages Printable . Coloring pages as well as printables for children of…
Valentine's Day Recipes
The Best Ideas for Valentines Day Cards with Candy

by admin December 28, 2019

by admin December 28, 2019

The Best Ideas for Valentines Day Cards with Candy .Eating Richly + Cookies & Cups Sure, a…
Best Valentines Day Ideas
The 20 Best Ideas for Valentines Day Crafts Preschoolers

by admin December 26, 2019

by admin December 26, 2019

The 20 Best Ideas for Valentines Day Crafts Preschoolers .The timeless concepts are still fantastic concepts. There…
DIY Craft for Toddlers Ideas
The Best Valentine's Day Craft Ideas for toddlers

by admin December 18, 2019

by admin December 18, 2019

The Best Valentine&#039;s Day Craft Ideas for toddlers . She will certainly like the marshmallow Easter rabbit…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?