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valentines day dubai 2020

Nail Ideas
23 Of the Best Ideas for Valentine's Day Nail Ideas

by admin November 29, 2020

by admin November 29, 2020

23 Of the Best Ideas for Valentine&#039;s Day Nail Ideas .Polymer manicures, dip powder nails, as well…
DIY Craft for Toddlers Ideas
The Best Valentine's Day Craft Ideas for toddlers

by admin December 18, 2019

by admin December 18, 2019

The Best Valentine&#039;s Day Craft Ideas for toddlers . She will certainly like the marshmallow Easter rabbit…
Valentine's Day Recipes
The top 20 Ideas About Valentine's Day Brownies

by admin October 17, 2019

by admin October 17, 2019

The top 20 Ideas About Valentine&#039;s Day Brownies .Enchanting recipes for that special a person on Valentine’s…
Nail Designs
20 Ideas for Valentine's Day Nail Designs

by admin October 9, 2019

by admin October 9, 2019

20 Ideas for Valentine&#039;s Day Nail Designs .Once the intense white tones of summer have actually vanished…
Valentines Day Gift Ideas
35 Best Ideas Valentine's Day Gift Basket Ideas

by admin July 23, 2019

by admin July 23, 2019

35 Best Ideas Valentine&#039;s Day Gift Basket Ideas .Shop from these thoughtful and affordable picks, and also…
Valentine's Day Recipes
20 Of the Best Ideas for Valentine's Day Cupcakes

by admin July 14, 2019

by admin July 14, 2019

20 Of the Best Ideas for Valentine&#039;s Day Cupcakes .Charming recipes for that unique somebody on Valentine’s…
Valentine's Day Recipes
The 20 Best Ideas for Valentine's Day Dinner Ideas

by admin July 12, 2019

by admin July 12, 2019

The 20 Best Ideas for Valentine&#039;s Day Dinner Ideas .Romantic recipes for that special somebody on Valentine’s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?