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valentine t ideas

Valentines Day Gift Ideas
35 Ideas for Valentine Gift Ideas for Friends

by admin January 11, 2022

by admin January 11, 2022

35 Ideas for Valentine Gift Ideas for Friends .You’re not a standard guy. That suggests when February…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for Her Uk

by admin August 21, 2021

by admin August 21, 2021

Top 35 Valentine Gift Ideas for Her Uk .Store from these thoughtful and also budget-friendly picks, and…
Valentines Day Gift Ideas
The Best Valentine Gift Ideas Diy

by admin January 7, 2020

by admin January 7, 2020

The Best Valentine Gift Ideas Diy .You’re not a basic guy. That means when February 14 rolls…
Valentines Day Gift Ideas
The Best Ideas for Valentine Gift Ideas for A Male Friend

by admin November 21, 2019

by admin November 21, 2019

The Best Ideas for Valentine Gift Ideas for A Male Friend .Shop from these thoughtful as well…
Valentines Day Gift Ideas
35 Best Valentine Gift Ideas for 16 Year Old Boyfriend

by admin October 8, 2019

by admin October 8, 2019

35 Best Valentine Gift Ideas for 16 Year Old Boyfriend .You’re not a basic man. That suggests…
Valentines Day Gift Ideas
Top 35 Valentine Gift Ideas for College Daughter

by admin June 3, 2019

by admin June 3, 2019

Top 35 Valentine Gift Ideas for College Daughter .You’re not a basic person. That means when February…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?