Tag:

valentine s day 2020

Valentines Day Gift Ideas
The Best Ideas for Valentine's Day Gift Ideas for Mom

by admin November 18, 2019

by admin November 18, 2019

The Best Ideas for Valentine&#039;s Day Gift Ideas for Mom .You’re not a standard individual. That indicates…
Valentine's Day Recipes
The top 20 Ideas About Valentine's Day Brownies

by admin October 17, 2019

by admin October 17, 2019

The top 20 Ideas About Valentine&#039;s Day Brownies .Enchanting recipes for that special a person on Valentine’s…
Gift Ideas For Boyfriend
Top 25 Valentine's Day Gift Ideas for Boyfriend Homemade

by admin August 17, 2019

by admin August 17, 2019

Top 25 Valentine&#039;s Day Gift Ideas for Boyfriend Homemade . If you are the smart or Do…
Valentines Day Gift Ideas
35 Best Ideas Valentine's Day Gift Basket Ideas

by admin July 23, 2019

by admin July 23, 2019

35 Best Ideas Valentine&#039;s Day Gift Basket Ideas .Shop from these thoughtful and affordable picks, and also…
Gift Ideas For Boyfriend
The top 25 Ideas About Valentine's Day Gift Ideas for Your Boyfriend

by admin July 13, 2019

by admin July 13, 2019

The top 25 Ideas About Valentine&#039;s Day Gift Ideas for Your Boyfriend .Possibly his last gift to…
Best Valentines Day Ideas
20 Ideas for Valentines Day Outfit Ideas

by admin June 29, 2019

by admin June 29, 2019

20 Ideas for Valentines Day Outfit Ideas .An excellent Valentines Day suggestion for your girlfriend can be…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?