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Valentine 26 23039 3BS Day

Valentines Day Gift Ideas
Best 35 Valentine's Day Gift Basket Ideas for Him

by admin May 14, 2021

by admin May 14, 2021

Best 35 Valentine&#039;s Day Gift Basket Ideas for Him .Store from these thoughtful and budget-friendly picks, as…
Valentine's Day Recipes
20 Best Valentine's Day Dessert Ideas

by admin January 1, 2020

by admin January 1, 2020

20 Best Valentine&#039;s Day Dessert Ideas .Enchanting recipes for that special someone on Valentine’s Day. Below are…
Valentine's Day Recipes
The Best Valentine's Day Dinner

by admin December 21, 2019

by admin December 21, 2019

The Best Valentine&#039;s Day Dinner .Enchanting recipes for that unique somebody on Valentine’s Day. Below are our…
Gift Ideas For Girlfriend
The Best Ideas for Valentine's Day Gift Ideas for Girlfriend

by admin December 2, 2019

by admin December 2, 2019

The Best Ideas for Valentine&#039;s Day Gift Ideas for Girlfriend .It doesn t have to be a…
Gift Ideas For Boyfriend
The Best Ideas for Valentine's Day Gift Ideas for My Boyfriend

by admin July 16, 2019

by admin July 16, 2019

The Best Ideas for Valentine&#039;s Day Gift Ideas for My Boyfriend . Has your sweetheart been extra…
Valentines Day Gift Ideas
Best 35 Valentine's Day Homemade Gift Ideas

by admin July 11, 2019

by admin July 11, 2019

Best 35 Valentine&#039;s Day Homemade Gift Ideas .Shop from these thoughtful and also budget-friendly picks, and also…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?