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Toe Nail

Nail Ideas
23 Ideas for toe Nail Ideas

by admin February 13, 2022

by admin February 13, 2022

23 Ideas for toe Nail Ideas .Great ready to reserve your next manicure, since this nail inspo…
Nail Colors
Top 22 toe Nail Colors for Dark Skin

by admin January 30, 2020

by admin January 30, 2020

Top 22 toe Nail Colors for Dark Skin .When considering the chillier period, you might securely forecast…
Nail Ideas
The top 23 Ideas About toe Nail Ideas for Summer

by admin July 8, 2019

by admin July 8, 2019

The top 23 Ideas About toe Nail Ideas for Summer .Particularly, to the nail beauty parlor. We…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?