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Gift Ideas For Girls
24 Best Ideas Gift Ideas for 7 Year Old Girls

by admin August 28, 2022

by admin August 28, 2022

24 Best Ideas Gift Ideas for 7 Year Old Girls . When you chat concerning offering all…
Mothers Day Gift Ideas
The Best Ideas for Gift Ideas for Death Of Mother

by admin May 5, 2022

by admin May 5, 2022

The Best Ideas for Gift Ideas for Death Of Mother .The last point any type of mother…
Wedding Gift Ideas
20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day

by admin December 30, 2019

by admin December 30, 2019

20 Of the Best Ideas for Gift Ideas for Bride On Wedding Day . And then certainly,…
Graduation Gift Ideas
The 25 Best Ideas for Gift Ideas for Kindergarten Graduation

by admin December 17, 2019

by admin December 17, 2019

The 25 Best Ideas for Gift Ideas for Kindergarten Graduation . Reserve about future field of study…
Anniversary Gift Ideas
The Best Gift Ideas for Second Anniversary

by admin November 12, 2019

by admin November 12, 2019

The Best Gift Ideas for Second Anniversary .Please your beloved partner by gifting a lovely personalized cake…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for 21st Birthday

by admin June 9, 2019

by admin June 9, 2019

The 20 Best Ideas for Gift Ideas for 21st Birthday . Acquire against our extensive amount of…
Wedding Gift Ideas
Top 20 Gift Ideas for Bride On Wedding Day From Groom

by admin September 4, 2018

by admin September 4, 2018

Top 20 Gift Ideas for Bride On Wedding Day From Groom . And then of course, there…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?