Tag:

t ideas phd

Gift Ideas For Girlfriend
The top 35 Ideas About Gift Ideas Girlfriend Birthday

by admin January 25, 2020

by admin January 25, 2020

The top 35 Ideas About Gift Ideas Girlfriend Birthday .It doesn t have to be a birthday…
Anniversary Gift Ideas
Best 20 Gift Ideas for 50th Wedding Anniversary for Parents

by admin January 10, 2020

by admin January 10, 2020

Best 20 Gift Ideas for 50th Wedding Anniversary for Parents .You love your partner and also you…
Valentines Day Gift Ideas
35 Best Gift Ideas for Him On Valentines

by admin November 26, 2019

by admin November 26, 2019

35 Best Gift Ideas for Him On Valentines .You’re not a fundamental person. That indicates when February…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Gift Ideas for Girlfriends Parents

by admin November 25, 2019

by admin November 25, 2019

35 Of the Best Ideas for Gift Ideas for Girlfriends Parents .It doesn t have to be…
Gift Ideas For Girls
24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls .Teenager girls are quite…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for Girlfriend Long Distance

by admin July 30, 2019

by admin July 30, 2019

Top 35 Gift Ideas for Girlfriend Long Distance .It doesn t have to be a birthday, anniversary,…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Gift Ideas Your Girlfriend

by admin July 9, 2019

by admin July 9, 2019

35 Of the Best Ideas for Gift Ideas Your Girlfriend .It doesn t need to be a…
Gift Ideas For Girlfriend
The Best Gift Ideas for tomboy Girlfriend

by admin April 25, 2019

by admin April 25, 2019

The Best Gift Ideas for tomboy Girlfriend .It doesn t have to be a birthday, anniversary, or…
Mothers Day Gift Ideas
The Best Gift Ideas for Mother Of the Bride

by admin April 16, 2019

by admin April 16, 2019

The Best Gift Ideas for Mother Of the Bride .The last thing any type of mother wants…
Gift Ideas For Girls
24 Ideas for Gift Ideas for Girls Age 12

by admin March 18, 2019

by admin March 18, 2019

24 Ideas for Gift Ideas for Girls Age 12 . Women like surprises, especially gifts. Therefore, spoil…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?