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t ideas for friends

Best Valentines Day Ideas
The top 20 Ideas About Gift Ideas for Men Valentines Day

by admin February 27, 2022

by admin February 27, 2022

The top 20 Ideas About Gift Ideas for Men Valentines Day .The timeless ideas are still great…
Gift Ideas For Boyfriend
25 Best Gift Ideas for New Boyfriend

by admin October 31, 2021

by admin October 31, 2021

25 Best Gift Ideas for New Boyfriend . Has your darling been additional sweet lately? If you…
Gift Ideas For Girlfriend
35 Best Gift Ideas Girlfriend

by admin July 4, 2020

by admin July 4, 2020

35 Best Gift Ideas Girlfriend .It doesn t need to be a birthday, anniversary, or holiday to…
Birthday Gift Ideas
Top 20 Gift Ideas for 60th Birthday Man

by admin January 1, 2020

by admin January 1, 2020

Top 20 Gift Ideas for 60th Birthday Man . So, here at 1 Area, oneself can choose…
Valentines Day Gift Ideas
35 Best Gift Ideas for Him On Valentines

by admin November 26, 2019

by admin November 26, 2019

35 Best Gift Ideas for Him On Valentines .You’re not a fundamental person. That indicates when February…
Gift Ideas For Girls
24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls

by admin November 13, 2019

by admin November 13, 2019

24 Of the Best Ideas for Gift Ideas for Twelve Year Old Girls .Teenager girls are quite…
Anniversary Gift Ideas
The Best Gift Ideas for Second Anniversary

by admin November 12, 2019

by admin November 12, 2019

The Best Gift Ideas for Second Anniversary .Please your beloved partner by gifting a lovely personalized cake…
Gift Ideas For Boyfriend
25 Best Ideas Gift Ideas for Military Boyfriend

by admin November 3, 2019

by admin November 3, 2019

25 Best Ideas Gift Ideas for Military Boyfriend .If your guy’s seeking an amazing, thoughtful present quickly,…
Gift Ideas For Girlfriend
35 Of the Best Ideas for Gift Ideas Your Girlfriend

by admin July 9, 2019

by admin July 9, 2019

35 Of the Best Ideas for Gift Ideas Your Girlfriend .It doesn t need to be a…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for A Mother In Law

by admin June 22, 2019

by admin June 22, 2019

30 Ideas for Gift Ideas for A Mother In Law .The last thing any kind of mommy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?