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t ideas for dad

Gift Ideas For Girlfriend
35 Best Gift Ideas Girlfriend

by admin July 4, 2020

by admin July 4, 2020

35 Best Gift Ideas Girlfriend .It doesn t need to be a birthday, anniversary, or holiday to…
Anniversary Gift Ideas
Best 20 Gift Ideas for 50th Wedding Anniversary for Parents

by admin January 10, 2020

by admin January 10, 2020

Best 20 Gift Ideas for 50th Wedding Anniversary for Parents .You love your partner and also you…
Birthday Gift Ideas
Top 20 Gift Ideas for 60th Birthday Man

by admin January 1, 2020

by admin January 1, 2020

Top 20 Gift Ideas for 60th Birthday Man . So, here at 1 Area, oneself can choose…
Gift Ideas For Boyfriend
The Best Ideas for Gift Ideas for Boyfriend

by admin November 15, 2019

by admin November 15, 2019

The Best Ideas for Gift Ideas for Boyfriend . If you are the smart or DIY kind,…
Gift Ideas For Boyfriend
Best 25 Gift Ideas for Boyfriends Dad

by admin November 5, 2019

by admin November 5, 2019

Best 25 Gift Ideas for Boyfriends Dad .Possibly his last gift to you was a dud as…
Valentines Day Gift Ideas
35 Best Gift Ideas for Him Valentines

by admin July 24, 2019

by admin July 24, 2019

35 Best Gift Ideas for Him Valentines .You’re not a fundamental individual. That implies when February 14…
Gift Ideas For Girls
Top 24 Gift Ideas for 6 Year Old Girls

by admin July 21, 2019

by admin July 21, 2019

Top 24 Gift Ideas for 6 Year Old Girls .Teenager women are pretty hard to look for,…
Mothers Day Gift Ideas
30 Best Ideas Gift Ideas for Expectant Mothers

by admin July 18, 2019

by admin July 18, 2019

30 Best Ideas Gift Ideas for Expectant Mothers .The last thing any type of mother desires is…
Mothers Day Gift Ideas
30 Ideas for Gift Ideas for A Mother In Law

by admin June 22, 2019

by admin June 22, 2019

30 Ideas for Gift Ideas for A Mother In Law .The last thing any kind of mommy…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?