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t ideas for crush

Gift Ideas For Boys
Best 23 Gift Ideas for 1 Year Old Boys

by admin December 19, 2019

by admin December 19, 2019

Best 23 Gift Ideas for 1 Year Old Boys . This gift is component toy, component scientific…
Anniversary Gift Ideas
The top 20 Ideas About Gift Ideas for 1 Year Anniversary

by admin December 17, 2019

by admin December 17, 2019

The top 20 Ideas About Gift Ideas for 1 Year Anniversary .Please your precious partner by gifting…
Gift Ideas For Couples
20 Best Gift Ideas for Elderly Couple

by admin October 15, 2019

by admin October 15, 2019

20 Best Gift Ideas for Elderly Couple .Locating presents for couples is a cinch when you have…
Gift Ideas For Boyfriend
25 Ideas for Gift Ideas for athletic Boyfriend

by admin August 19, 2019

by admin August 19, 2019

25 Ideas for Gift Ideas for athletic Boyfriend . If you are the crafty or Do It…
Mothers Day Gift Ideas
The top 30 Ideas About Gift Ideas for Future Mother In Law

by admin July 19, 2019

by admin July 19, 2019

The top 30 Ideas About Gift Ideas for Future Mother In Law .The last point any kind…
Mothers Day Gift Ideas
30 Best Gift Ideas for New Grandmothers

by admin April 10, 2019

by admin April 10, 2019

30 Best Gift Ideas for New Grandmothers .The last point any kind of mama wants is a…
Gift Ideas For Boys
Top 23 Gift Ideas for Young Boys

by admin July 18, 2018

by admin July 18, 2018

Top 23 Gift Ideas for Young Boys .Men are extremely straightforward as well as maybe that s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?