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t ideas family

Gift Ideas For Girls
Best 24 Gift Ideas for Girls Age 5

by admin March 1, 2022

by admin March 1, 2022

Best 24 Gift Ideas for Girls Age 5 . Ladies like shocks, particularly gifts. Thus, treat your…
Best Valentines Day Ideas
The top 20 Ideas About Gift Ideas for Men Valentines Day

by admin February 27, 2022

by admin February 27, 2022

The top 20 Ideas About Gift Ideas for Men Valentines Day .The timeless ideas are still great…
Baby Shower Gift Ideas
Best 30 Gift Ideas for 1 Year Baby Girl

by admin September 2, 2019

by admin September 2, 2019

Best 30 Gift Ideas for 1 Year Baby Girl .It s a puppet, it s a bath…
Anniversary Gift Ideas
The Best Gift Ideas for Parents 50th Anniversary

by admin June 3, 2019

by admin June 3, 2019

The Best Gift Ideas for Parents 50th Anniversary .Please your beloved partner by gifting a gorgeous individualized…
Gift Ideas For Girls
Best 24 Gift Ideas for Girls 12

by admin October 19, 2018

by admin October 19, 2018

Best 24 Gift Ideas for Girls 12 . When you discuss providing all your favorite women special…
Gift Ideas For Boys
Top 23 Gift Ideas for Young Boys

by admin July 18, 2018

by admin July 18, 2018

Top 23 Gift Ideas for Young Boys .Men are extremely straightforward as well as maybe that s…
Thank You Gift Ideas
21 Best Ideas Gift Ideas Thank You

by admin June 20, 2018

by admin June 20, 2018

21 Best Ideas Gift Ideas Thank You .When a special somebody goes above and also past to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?