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Gift Ideas For Girls
Best 24 Gift Ideas for Girls Age 5

by admin March 1, 2022

by admin March 1, 2022

Best 24 Gift Ideas for Girls Age 5 . Ladies like shocks, particularly gifts. Thus, treat your…
Best Gift Ideas
21 Ideas for Gift Ideas for Guy Best Friend

by admin January 9, 2021

by admin January 9, 2021

21 Ideas for Gift Ideas for Guy Best Friend .Roasts are endlessly varied, ranging from the commonly…
Fathers Day Gift Ideas
22 Of the Best Ideas for Gift Ideas Grandfather

by admin October 31, 2020

by admin October 31, 2020

22 Of the Best Ideas for Gift Ideas Grandfather . If your dad is everything about creating…
Gift Ideas For Boyfriend
Top 25 Gift Ideas for Your Boyfriend

by admin March 21, 2020

by admin March 21, 2020

Top 25 Gift Ideas for Your Boyfriend . Has your darling been extra pleasant lately? If you…
Anniversary Gift Ideas
Best 20 Gift Ideas for 50th Wedding Anniversary for Parents

by admin January 10, 2020

by admin January 10, 2020

Best 20 Gift Ideas for 50th Wedding Anniversary for Parents .You love your partner and also you…
Gift Ideas For Boyfriend
25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend

by admin December 18, 2019

by admin December 18, 2019

25 Of the Best Ideas for Gift Ideas for Gamer Boyfriend .If your person’s in need of…
Anniversary Gift Ideas
The top 20 Ideas About Gift Ideas for 1 Year Anniversary

by admin December 17, 2019

by admin December 17, 2019

The top 20 Ideas About Gift Ideas for 1 Year Anniversary .Please your precious partner by gifting…
Gift Ideas For Girls
Best 24 Gift Ideas for 4 Year Old Girls

by admin November 14, 2019

by admin November 14, 2019

Best 24 Gift Ideas for 4 Year Old Girls . When you talk about giving all your…
Gift Ideas For Boyfriend
Best 25 Gift Ideas for Boyfriends Dad

by admin November 5, 2019

by admin November 5, 2019

Best 25 Gift Ideas for Boyfriends Dad .Possibly his last gift to you was a dud as…
Baby Shower Gift Ideas
The Best Ideas for Gift Ideas for Guests at Baby Shower

by admin October 4, 2019

by admin October 4, 2019

The Best Ideas for Gift Ideas for Guests at Baby Shower .It s a creature, it s…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?