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Graduation Gift Ideas
The 25 Best Ideas for Gift Ideas for High School Graduation Boy

by admin August 7, 2022

by admin August 7, 2022

The 25 Best Ideas for Gift Ideas for High School Graduation Boy .Precious jewelry is a wonderful…
Gift Ideas For Girls
24 Ideas for Gift Ideas for 1 Year Old Girls

by admin February 17, 2022

by admin February 17, 2022

24 Ideas for Gift Ideas for 1 Year Old Girls .Teen girls are quite hard to buy,…
Valentines Day Gift Ideas
The 35 Best Ideas for Gift Ideas for Valentines Day for Her

by admin September 17, 2021

by admin September 17, 2021

The 35 Best Ideas for Gift Ideas for Valentines Day for Her .You’re not a standard man.…
Baby Shower Gift Ideas
30 Best Ideas Gift Ideas for Baby's First Easter

by admin November 30, 2019

by admin November 30, 2019

30 Best Ideas Gift Ideas for Baby&#039;s First Easter .It s a puppet, it s a bathroom…
Valentines Day Gift Ideas
35 Ideas for Gift Ideas for Valentines for Husband

by admin November 9, 2019

by admin November 9, 2019

35 Ideas for Gift Ideas for Valentines for Husband .Store from these thoughtful and affordable picks, as…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for 80 Year Old Woman Birthday

by admin October 31, 2019

by admin October 31, 2019

The 20 Best Ideas for Gift Ideas for 80 Year Old Woman Birthday . So, in this…
Mothers Day Gift Ideas
The top 30 Ideas About Gift Ideas Mother

by admin April 27, 2019

by admin April 27, 2019

The top 30 Ideas About Gift Ideas Mother .The last thing any type of mama wants is…
Gift Ideas For Couples
Top 20 Gift Ideas for A Married Couple

by admin October 26, 2018

by admin October 26, 2018

Top 20 Gift Ideas for A Married Couple .Locating presents for pairs is a cinch when you…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?