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t exchange ideas

Mothers Day Gift Ideas
30 Of the Best Ideas for Gift Ideas for First Mother's Day

by admin November 20, 2023

by admin November 20, 2023

30 Of the Best Ideas for Gift Ideas for First Mother&#039;s Day .The last thing any type…
Best Gift Ideas
21 Ideas for Gift Ideas for Guy Best Friend

by admin January 9, 2021

by admin January 9, 2021

21 Ideas for Gift Ideas for Guy Best Friend .Roasts are endlessly varied, ranging from the commonly…
Gift Ideas For Girlfriend
35 Ideas for Gift Ideas for Girlfriend

by admin December 9, 2019

by admin December 9, 2019

35 Ideas for Gift Ideas for Girlfriend . Make your following gift the best gift for your…
Gift Ideas For Girlfriend
Top 35 Gift Ideas for My Girlfriends Birthday

by admin August 26, 2019

by admin August 26, 2019

Top 35 Gift Ideas for My Girlfriends Birthday .It doesn t have to be a birthday, wedding…
Birthday Gift Ideas
The 20 Best Ideas for Gift Ideas for 21st Birthday

by admin June 9, 2019

by admin June 9, 2019

The 20 Best Ideas for Gift Ideas for 21st Birthday . Acquire against our extensive amount of…
Thank You Gift Ideas
21 Best Ideas Gift Ideas Thank You

by admin June 20, 2018

by admin June 20, 2018

21 Best Ideas Gift Ideas Thank You .When a special somebody goes above and also past to…

I have been a health insurance broker for over a decade and every day I read more and more “horror” stories that are posted on the Internet regarding health insurance companies not paying claims, refusing to cover specific illnesses and physicians not getting reimbursed for medical services. Unfortunately, insurance companies are driven by profits, not people (albeit they need people to make profits). If the insurance company can find a legal reason not to pay a claim, chances are they will find it, and you the consumer will suffer. However, what most people fail to realize is that there are very few “loopholes” in an insurance policy that give the insurance company an unfair advantage over the consumer. In fact, insurance companies go to great lengths to detail the limitations of their coverage by giving the policy holders 10-days (a 10-day free look period) to review their policy. Unfortunately, most people put their insurance cards in their wallet and place their policy in a drawer or filing cabinet during their 10-day free look and it usually isn’t until they receive a “denial” letter from the insurance company that they take their policy out to really read through it. The majority of people, who buy their own health insurance, rely heavily on the insurance agent selling the policy to explain the plan’s coverage and benefits. Don’t you think it would be better to put that extra $200 ($2,400 per year) in your bank account, just in case you may have to pay your $2,500 deductible or buy a $12 Amoxicillin prescription? Isn’t it wiser to keep your hard-earned money rather than pay higher premiums to an insurance company?